First Citizens BancShares Stock (NASDAQ: FCNCA)

First Citizens BancShares (NASDAQ:FCNCA) Stock

First Citizens BancShares

First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through our extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.

First Citizens BancShares, Inc. - Class A Common Stock

First Citizens BancShares Inc

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has outperformed the market over the past 5 years by 24.57% on an annualized basis producing an average annual return of 38.38%. Currently, First Citizens BancShares has a market capitalization of $22.64 billion. 
Buying $1000 In FCNCA: If an investor had bought $1000 of FCNCA stock 5 years ago, it would be worth $5,053.33 today based on a price of $1673.22 for FCNCA at the time of writing.
<h3>First Citizens BancShares's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1744758012_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

News

Trading Ideas

FCNCA

$1000 Invested In First Citizens BancShares 5 Years Ago Would Be Worth This Much Today

WIIM

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Shares of banking companies are trading lower as stocks pull back after surging Wednesday following President Trump's tariff pause announcement.

AVAL

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BBAR

BBDO

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BSAC

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Shares of banking companies are trading higher following President Trump's decision to implement a 90-day pause on reciprocal tariffs for all countries except China.

On CNBC's &#8220;<a href="https://www.cnbc.com/video/2025/04/07/final-trades-berkshire-hathaway-first-citizens-bancshares-and-kla-corp.html">Halftime Report Final Trades</a>,&#8221; Brian Belski of BMO Capital Markets named First Citizens Bancshares, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) as his <a href="https://www.benzinga.com/quote/FCNCA/earnings">final trade</a>.
On the earnings front, First Citizens will report its financial results for the quarter that ended March 31, before the opening bell on Thursday, April 24. 
Analysts expect the firm to report quarterly earnings at $37.87 per share, down from $52.92 per share in the year-ago period. The company projects quarterly revenue of $2.22 billion, compared to $2.29 billion a year earlier.
Jim Lebenthal of Cerity Partners picked Berkshire Hathaway Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>).
The Wall Street Journal reported last month that Compass was in talks to buy Warren Buffett&#8216;s <a href="https://www.benzinga.com/ma/25/03/44317138/warren-buffetts-real-estate-brokerage-compass-discuss-deal-report">real estate brokerage unit</a>.
Don't forget to check out our<a href="https://www.benzinga.com/premarket/"> premarket coverage here</a>
Jason Snipe of Odyssey Capital Advisors named KLA Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KLAC#NASDAQ">KLAC</a>).
Morgan Stanley analyst Shane Brett supported his view on March 31, upgrading KLA&#8217;s rating from Equal-Weight to Overweight and raising the price target from $748 to $870.
Price Action:
<ul>
<li>First Citizens Bancshares shares gained 2.2% to close at $1,606.17 on Monday.</li>
<li>Berkshire Hathaway shares fell 0.6% to close at $490.38 during Monday's session.</li>
<li>KLA shares gained 4.9% to settle at $604.62 on Monday.</li>
</ul>
Check This Out: 
<ul>
<li><a href="https://www.benzinga.com/trading-ideas/short-ideas/25/04/44669062/top-3-health-care-stocks-that-may-crash-in-q2">Top 3 Health Care Stocks That May Crash In Q2</a></li>
</ul>
Image: Shutterstock

Markets

Media

KLAC

First Citizens Bancshares, Berkshire Hathaway And A Tech Stock On CNBC's 'Final Trades'

First Citizens BancShares Says FCB Determined That Likelihood Of Reaching $5B Loss Threshold In 5-Year Period Of Shared-Loss Agreement Was Remote

On April 7, 2025, First-Citizens Bank &amp; Trust Company ("FCB"), a North Carolina chartered commercial bank and direct, wholly owned subsidiary of First Citizens BancShares, Inc. ("BancShares"), entered into a Termination Agreement (the "Termination Agreement") with the Federal Deposit Insurance Corporation (the "FDIC") to provide for the early termination of the commercial shared-loss agreement (the "Shared-Loss Agreement") executed by and between FCB and the FDIC in connection with FCB's acquisition of certain assets and assumption of certain liabilities of Silicon Valley Bridge Bank, N.A. in an FDIC-assisted transaction (the "SVBB Acquisition") on March 27, 2023 (the "SVBB Acquisition Date").
 &nbsp;
The Shared-Loss Agreement covered an estimated $60 billion of loans (collectively, the "covered assets") at the SVBB Acquisition Date. Under the terms of the Shared-Loss Agreement, the FDIC agreed to reimburse FCB for 0% of losses of up to $5 billion with respect to covered assets and 50% of losses in excess of $5 billion with respect to covered assets ("FDIC loss sharing"), and FCB agreed to reimburse the FDIC for 50% of recoveries related to such covered assets ("FCB reimbursement"). The Shared-Loss Agreement provided for FDIC loss sharing for five years and FCB reimbursement for eight years. As a result of entering into the Termination Agreement, all rights and obligations of the parties under the Shared-Loss Agreement terminated as of the effective date of the Termination Agreement (the "Termination Date"), including FCB's reporting covenants and obligations related to FDIC loss sharing and FCB reimbursement. As of the Termination Date, no payments or other obligations are due or outstanding by FCB or the FDIC under the Shared-Loss Agreement. The Termination Agreement includes transition provisions for the benefit of FCB's related debt agreements with the FDIC, all of which survive termination of the Shared-Loss Agreement, including the purchase money note payable by FCB (the "Purchase Money Note"), which had an outstanding principal amount of $35.99 billion as of December 31, 2024, and bears interest at a fixed rate of 3.50% per annum until its maturity in March 2028.
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The decision to terminate the Shared-Loss Agreement was motivated, in part, by FCB's determination that the likelihood of reaching the $5 billion loss threshold during the five-year period covered by the Shared Loss Agreement was remote. Additionally, the Termination Agreement will eliminate the reporting responsibilities associated with the Shared-Loss Agreement.

Contracts

Legal

First-Citizens Bank & Trust Company Reaches Termination Agreement With FDIC To End Shared-Loss Agreement Related To Silicon Valley Bridge Bank Acquisition, Eliminating Future Loss Sharing And Reporting Obligations

Analyst Ratings

BRK/B

CNBC Halftime Report Final Trades: Berkshire Hathaway - B Stock, First Citizens BancShares, KLA Corp

GSBC

HSBC

Shares of banking companies are trading lower in response to President Trump's sweeping Liberation tariffs and retaliatory responses. The industry is now facing greater macroeconomic uncertainty and recession fears.

First Citizens BancShares's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NYSE">FCNCA</a>) short percent of float has risen 9.87% since its last report. The company recently reported that it has 323 thousand shares sold short, which is 3.34% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.31 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>First Citizens BancShares Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1743703259_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for First Citizens BancShares has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing First Citizens BancShares's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, First Citizens BancShares's peer group average for short interest as a percentage of float is 1.13%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

Looking Into First Citizens BancShares's Recent Short Interest

EWBC

FITB

ZION

Shares of banking companies are trading lower as markets react to President Trump's announcement of sweeping tariffs.

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has outperformed the market over the past 10 years by 11.17% on an annualized basis producing an average annual return of 21.97%. Currently, First Citizens BancShares has a market capitalization of $25.44 billion. 
Buying $1000 In FCNCA: If an investor had bought $1000 of FCNCA stock 10 years ago, it would be worth $7,302.19 today based on a price of $1880.00 for FCNCA at the time of writing.
<h3>First Citizens BancShares's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742934615_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $1000 In This Stock 10 Years Ago, You Would Have This Much Today

Goldman Sachs analyst Ryan Nash maintains First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Buy and lowers the price target from $2535 to $2200.

Price Target

Goldman Sachs Maintains Buy on First Citizens BancShares, Lowers Price Target to $2200

First Citizens BancShares's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NYSE">FCNCA</a>) short percent of float has risen 22.58% since its last report. The company recently reported that it has 323 thousand shares sold short, which is 3.04% of all regular shares that are available for trading. Based on its trading volume, it would take traders 5.46 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>First Citizens BancShares Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1742302825_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for First Citizens BancShares has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing First Citizens BancShares's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, First Citizens BancShares's peer group average for short interest as a percentage of float is 1.06%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

How Do Investors Really Feel About First Citizens BancShares?

The S&amp;P 500 had another bloody day on Thursday, once again dropping more than 1% and officially entering correction territory. A correction is typically defined as a 10% drop from all-time highs and while they're common even in bull market years, the speed of the most recent drop has investors jittery.
With tariff uncertainty and economic slowdown fears looming large, defensive sectors are outperforming. Some of 2024's biggest winners have taken some heavy hits to start 2025.
Markets could undoubtedly fall further from here, but corrections are often ideal times to search for good companies trading at discounts. Some names that have been hammered hardest recently are reaching oversold levels and many of them still have solid fundamentals and upside potential.
Here are five oversold stocks that look close to a turning point.
Today, we'll use the Relative Strength Index (RSI) to find five stocks that have been oversold in the market drop of these last few weeks.
<h2 class="wp-block-heading">First Citizens BancShares Inc. </h2>
First Citizens Bank and Trust Company (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) was a relatively obscure large-cap regional bank holding company until about two years ago, when the firm acquired the floundering Silicon Valley Bank during the banking crisis of 2023. The stock plummeted to $500 per share in March 2023 while the crisis loomed over the sector, but the government bailed out the troubled bank and its assets were sold off. First Citizens acquired SVB's commercial banking business at the end of March and FCNCA shares rallied nearly 200% in just three months following the acquisition.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXd3ULK-TF-W17WlDuTNwPRzPUwN0VReqCqBLL8XiceRB-ZjApRK_JBBlZTL6A5Z3EIPm1K7hbbpQQksBmhZVR_FpeiJUO_Xojj_yzmKjHYZIEHPSwv8TMrX4ewkGQGkWU4j8jIv?key=t8rk1H-mqlcYEfVzNqwDMcYd" alt="" /></figure>
The stock set a new all-time high of $2410 in January 2025 before pulling back in the recent market correction. However, the company is still well-positioned and the current 25% drawdown could present a buying opportunity. The company has strong margins for a regional banking group with an operating margin of 25.3% and profit margins of 18.2%.
EPS growth in 2025 is expected to decline due to accumulating expenses and debt, but the company projects 14% EPS growth in 2026 and the stock is trading at just nine times forward earnings. FCNCA also has a 90.09 Quality score on Benzinga Edge rankings. The RSI has shot up to 56 following a dip below the oversold threshold of 30, signaling a potential reversal.
<h2 class="wp-block-heading">Amazon Inc. </h2>
Investors were able to purchase Amazon (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) shares for less than $90 in late 2022. Those willing to take the leap were rewarded with gains of nearly 300% in just two-and-a-half years. While buying stocks in the heart of a bear market is challenging, Amazon withstood the Dot Com Bubble, the Great Financial Crisis, the COVID-19 pandemic and the 2022 bear market &#8211; rebounding to new all-time highs in the aftermath of each event. Today, the stock is down 18% from all-time highs, which hardly qualifies as a calamity. However, quality stocks don't go on sale very often, which could allow buyers to accumulate more shares.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXdqQwmyhZdtFKpn17hYN-HdQNvAkydaBJdnHo9mc1DrLRH886szOx39JbtR0uHPOV6T_ym_kurpbMoyRiSxtXcTW-dY400LA7fHS6vsfs-7vyCtDaa71v4l3Tz8DXeMWEX0C1jL_A?key=t8rk1H-mqlcYEfVzNqwDMcYd" alt="" /></figure>
AMZN shares have been triggering oversold readings on the RSI since February, but the stock continued to grind lower through the end of the month and into March. The most recent oversold signal was triggered on March 11 and the RSI quickly jumped back above 50.
The company&#8217;s share price has yet to follow this move, although a double bottom pattern appears to be forming, which would reinforce the trend reversal signal from the RSI. Amazon has a 73.21 Momentum score and 82.1 Quality score from Benzinga Edge and trades at 35 times earnings, which is the lowest P/E for the stock since the pandemic.
<h2 class="wp-block-heading">Evercore Inc. </h2>
Evercore (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EVR#NYSE">EVR</a>) was expected to be one of the big winners under the new Trump administration as they specialize in mergers, acquisitions and restructuring advisory services. But the new administration has left many of the tight Biden-era FTC rules in place and Evercore's stock has faded in 2025. After hitting an all-time high of $324 following the 2024 US election, the stock had dropped below $190 by March &#8211; a more than 40% decline. However, the Evercore selloff may be reaching an end as the RSI triggered an oversold signal on March 11.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXc3SAk8V45FuO71djvIj6Oj3hPyTstJmIWqmwU0PhsN9OAbZK4oVLyutMtyLtB7EHsUPjYZm1q_9RYob7lQDWL97oVZ8J2tKu2JLciU2TII15wow0LGPkDB09s5uBLpk5PP1RE00Q?key=t8rk1H-mqlcYEfVzNqwDMcYd" alt="" /></figure>
Evercore's underlying business remains strong despite the lack of M&amp;A activity. The company has a 12.6% profit margin and projects EPS growth of over 37% in 2025. The valuation is also enticing, with a Forward P/E of 10.89 and a Price to Free-Cash-Flow rate of 8.47. Evercore's Benzinga Edge scores are excellent, too: 90.41 for Quality and 84.00 for Growth.
<h2 class="wp-block-heading">Hub Group Inc. </h2>
Transportation stocks have been crushed to start 2025 and Hub Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HUBG#NASDAQ">HUBG</a>) has been no exception. After closing at an all-time high of $53.21 on November 25, the rail and trucking firm has lost 30% in the last three months, significantly underperforming major market indices. The stock has also triggered three oversold signals on the RSI, most recently on March 13.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXd6kB4UJwfjU4O3e_CWIbZeHBMNRqeNaWLt6wimbAcyyuBzyJYT1t_JszbDCvc0qE1pneXrJcgMbz_loCRyLLSy1CBVjsSwVW4ciM6qvwqzJgPB6tnc9l5J7N5kUKcQ5s7opUBr0Q?key=t8rk1H-mqlcYEfVzNqwDMcYd" alt="" /></figure>
Hub Group is a good rebound candidate from here because the company has solid fundamentals and very little debt in what's traditionally a low-margin business. Hub Group's 0.31 debt/equity ratio is far lower than that of competitors like UPS, FedEx and J.B. Hunt and its stock trades at just 13 times forward earnings. Hub Group expects EPS growth of 14% in 2025 and 29% in 2026, a promising outlook. If the company can hit those earnings projections, the stock's current price could look like quite a bargain.
<h2 class="wp-block-heading">Abercrombie and Fitch Co. </h2>
Abercrombie and Fitch's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ANF#NYSE">ANF</a>) turnaround was a big story in markets as the stock rallied from $23 in May 2023 to $197 in June 2024. The parabolic stock move wasn't just a short squeeze either, as the company has grown EPS by 78% over the last five years thanks to sales growth and margin expansion. However, the stock is currently in a brutal drawdown, losing more than 60% of its value since that June 2024 all-time high. Is the bottom finally settling? The RSI is hinting that this may be the case.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXfZxTvj5sPG2RF4N1xq9Z_kz1lDaMmLzBPbkZTuKBBosVT5nz6rKicLjta9TJDpAhIqQTS74HyAzno8qYPhYXU6EU-rg2v9iYlS8XSky7kNhggqbrtUCAoqXt9T1xT0jrxo0ghFzA?key=t8rk1H-mqlcYEfVzNqwDMcYd" alt="" /></figure>
False oversold signals from the RSI have been common during ANF's decline, but the most recent one quickly reversed and headed back over 50, potentially signaling a trend reversal. ANF has strong underlying metrics, like a profit margin of 11.44%, easily surpassing competitors like American Eagle, Urban Outfitters and The Gap. The stock trades at just 6.7 times forward earnings and has earned Benzinga Edge scores of 91.86 in Growth and 83.77 in Value.
<h2 class="wp-block-heading">Live On Wednesday: How To Trade The Fed's Market-Moving Decision</h2>
 The March 19-20 Fed meeting is set to shake the markets. Will Powell signal rate cuts or hold firm? Either way, volatility is coming and traders who prepare now will have the edge. Join Nic Chahine on <a href="https://events2.benzinga.com/nic-chahine-webinar-wed-mar19-2025-registration">Wednesday, March 19</a>, at 6 PM ET to learn the exact stocks and options setups he's watching before, during and after the Fed's decision. Reserve your seat now.
Photo: Shutterstock

Opinion

AMZN

HUBG

5 Oversold Stocks To Consider As Market Enters Correction

In the last three months, 9 analysts have published ratings on First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>), offering a diverse range of perspectives from bullish to bearish.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">5</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $2456.78, along with a high estimate of $2700.00 and a low estimate of $2250.00. Witnessing a positive shift, the current average has risen by 4.81% from the previous average price target of $2344.14.
<img src="https://www.benzinga.com/files/images/story/2025/1741694473_0.png" alt="price target chart" />
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
A clear picture of First Citizens BancShares's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Stephen Scouten</td>
<td>Piper Sandler</td>
<td>Maintains</td>
<td>Overweight</td>
<td>$2250.00</td>
<td>$2250.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$2384.00</td>
<td>$2303.00</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$2568.00</td>
<td>$2456.00</td>
</tr>
<tr>
<td>Stephen Scouten</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Neutral</td>
<td>$2250.00</td>
<td>$2100.00</td>
</tr>
<tr>
<td>Christopher Mcgratty</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Outperform</td>
<td>$2600.00</td>
<td>$2500.00</td>
</tr>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Raises</td>
<td>Overweight</td>
<td>$2600.00</td>
<td>$2550.00</td>
</tr>
<tr>
<td>Brian Foran</td>
<td>Truist Securities</td>
<td>Announces</td>
<td>Hold</td>
<td>$2303.00</td>
<td>-</td>
</tr>
<tr>
<td>Jason Goldberg</td>
<td>Barclays</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$2456.00</td>
<td>$2250.00</td>
</tr>
<tr>
<td>Nicholas Holowko</td>
<td>UBS</td>
<td>Announces</td>
<td>Buy</td>
<td>$2700.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to First Citizens BancShares. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of First Citizens BancShares compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for First Citizens BancShares's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of First Citizens BancShares's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/FCNCA/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on First Citizens BancShares analyst ratings.</a>
<h2>All You Need to Know About First Citizens BancShares</h2>
First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through our extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.
<h3>First Citizens BancShares: Delving into Financials</h3>
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Negative Revenue Trend: Examining First Citizens BancShares's financials over 3 months reveals challenges. As of 31 December, 2024, the company experienced a decline of approximately -5.44% in revenue growth, reflecting a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: First Citizens BancShares's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 28.58%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): First Citizens BancShares's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.16% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): First Citizens BancShares's ROA stands out, surpassing industry averages. With an impressive ROA of 0.31%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: First Citizens BancShares's debt-to-equity ratio surpasses industry norms, standing at 1.74. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
<h2>How Are Analyst Ratings Determined?</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Expectations For First Citizens BancShares's Future

Piper Sandler analyst Stephen Scouten upgrades First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) from Neutral to Overweight and maintains the price target from $2250 to $2250.

Upgrades

Piper Sandler Upgrades First Citizens BancShares to Overweight, Maintains Price Target to $2250

HBAN

Shares of banking stocks are trading lower amid economic worries driven by tariffs and trade policies. Investors may be expecting a decline in investment and consumer spending, which may also be weighing on the industry.

Shares of banking companies are trading lower amid President Trump's decision to implement tariffs.

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DOMH

EMCG

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IBKR

RILY

ROOT

SOFI

STEP

Shares of companies within the broader financial sector are trading lower amid overall market weakness. Investors may be evaluating the risk of inflation as the retail sector shows early signs of a weaker consumer.

An official report on February 10, 2025 reveals Representative Byron Donalds's recent purchase of First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) stock, valued between $7,007 and $105,000. The transaction took place on February 10, 2025, as per the February filing.
At this time, First Citizens BancShares shares are trading down 0.0% at $2154.57.
<h3>Representative's Recent Trading Activity</h3>
Over the past three years, Byron Donalds executed 8 trades totaling over $8 thousand. The largest of these trades were in AppFolio and McKesson stock. Some of the key transactions the Rep. has executed recently include: None
Here is a list of Byron Donalds's most recent trades:
If you want to stay updated on Byron Donalds's trades and other congressional members, check out our <a href="https://www.benzinga.com/gov-trades/members/byron-donalds">government trades tool</a> to track their activity in real time!
<h3>Why Congressional Transactions Matter</h3>
A congressional transaction is when any representative or senator either buys or sells an individual stock.
Anyone working in Congress must file a Periodic Transaction Report to inform the public of their recent transaction within 30 days of being notified of the transaction and within 45 days of the transaction date.
In April 2012, Former President Barack Obama signed the STOCK Act into law. The act prohibits members of Congress from using private information given to them by their position for personal gain such as buying or selling a stock. The act also expanded disclosure requirements for members of Congress by requiring them to file a monthly disclosure.
<h3>Why Congressional Transactions Matter</h3>
Congressional transactions shouldn't be the primary reason for an investing decision, but they can be an important factor for an investor to consider.
When a senator or representative makes a new purchase, it could be an indication they expect the stock to rise.
A sale, on the other hand, can be made for a variety of reasons, and may not necessarily mean the seller thinks the stock will go down.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Government

Politics

General

Florida Rep. Byron Donalds Bought Over $7K Worth of First Citizens BancShares Stock: Here's What You Should Know

Press Releases

Silicon Valley Bank Releases 24th Annual State of the US Wine Industry Report

First Citizens Bank Commits $2 Million to Support Relief Efforts for Southern California Wildfires

Dividends

First Citizens BancShares Declares Dividends

Earnings

First Citizens BancShares Reports Fourth Quarter 2024 Earnings

First Citizens Bank and Sixth Street Announce Launch of Sixty-First Commercial Finance to Provide Flexible Capital Equipment Financing Solutions to Middle Market Companies

Silicon Valley Bank and Pinegrove Venture Partners Announce Lending Relationship

Commodities

Peregrine Energy Solutions Announces the Closing of a $53 Million Preferred Equity Commitment with Bildmore Clean Energy and $115 Million Debt Facilities with First Citizens Bank and Nomura Securities International, Inc.

Connectivity Wireless Secures $200 million of capital from First Citizens Bank and Post Road Group to Accelerate Growth

Venture Capital Investment in Women's Health Startups Reaching Record Highs; Silicon Valley Bank Releases Report

First Citizens BancShares, Inc. Announces Date of 2025 First Quarter Earnings Call

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