Grid Dynamics Holdings Stock (NASDAQ: GDYN)

Grid Dynamics Holdings (NASDAQ:GDYN) Stock

GRID DYNAMICS HOLDINGS INC

Grid Dynamics Holdings

Grid Dynamics Holdings Inc is a provider of technology consulting, platform and product engineering, and advanced analytics services. The company delivers tailored solutions in several industry verticals like Tech, Media and Telecom, Retail, Finance and Consumer Packaged goods (CPG)/manufacturing. The company derives maximum revenue from Retails. Geographically company earns revenue from North America, Europe and other regions.

Marvell Tech (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MRVL#NASDAQ">MRVL</a>) has outperformed the market over the past 5 years by 1.46% on an annualized basis producing an average annual return of 15.86%. Currently, Marvell Tech has a market capitalization of $62.94 billion. 
Buying $1000 In MRVL: If an investor had bought $1000 of MRVL stock 5 years ago, it would be worth $2,067.93 today based on a price of $73.00 for MRVL at the time of writing.
<h3>Marvell Tech's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1753140616_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

News

Trading Ideas

MRVL

Here's How Much You Would Have Made Owning Marvell Tech Stock In The Last 5 Years

Cenovus Energy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CVE#NYSE">CVE</a>) has outperformed the market over the past 5 years by 8.5% on an annualized basis producing an average annual return of 22.9%. Currently, Cenovus Energy has a market capitalization of $25.47 billion. 
Buying $100 In CVE: If an investor had bought $100 of CVE stock 5 years ago, it would be worth $282.13 today based on a price of $14.04 for CVE at the time of writing.
<h3>Cenovus Energy's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1753139712_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $100 In This Stock 5 Years Ago, You Would Have This Much Today

Six months after its high-profile announcement at the White House, the $500 billion Stargate project — an ambitious joint venture between OpenAI and SoftBank to ramp up America's artificial intelligence infrastructure — has run into major delays and <a href="https://www.benzinga.com/markets/tech/25/06/45898547/openai-looks-to-raise-40-billion-from-global-investors-including-saudi-arabias-pif-indias-reliance-industries-to-accelerate-ai-models-and-stargate-report">scaled-back ambitions. </a>
The Details: Despite a splashy debut that included vows of investing $100 billion "immediately," Stargate has yet to secure a single major data center deal.&nbsp;
Instead, the project is now focused on building a much smaller facility in Ohio by year's end, as partners struggle to agree on crucial terms, <a href="https://www.wsj.com/tech/ai/softbank-openai-a3dc57b4">according </a>to the Wall Street Journal.&nbsp;
Read Next: <a href="https://www.benzinga.com/real-estate/25/07/46522335/opendoor-stock-frenzy-continues-is-40-per-share-the-next-stop?utm_source=articleShare">Opendoor Stock Frenzy Continues — Is $40 Per Share The Next Stop?</a>
At the heart of the slowdown are differences between OpenAI and SoftBank regarding the partnership's structure and implementation, which have prevented the new entity from making significant advances.&nbsp;
Although both companies committed billions and shared leadership responsibilities — SoftBank's Masayoshi Son overseeing finances and OpenAI's Sam Altman managing operations — persistent disputes over control and strategy have left Stargate's momentum waning.
Why It Matters: OpenAI has forged ahead independently, recently<a href="https://www.benzinga.com/markets/tech/25/07/46241424/openais-4-5-gw-lease-from-oracle-fuels-stargates-500-billion-vision"> striking a blockbuster</a> $30 billion annual deal with Oracle Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ORCL#NYSE">ORCL</a>) for cloud computing capacity. The agreement with Oracle, along with smaller deals with other data center providers, brings OpenAI close to meeting the annual expansion targets Stargate set out for itself, even as the joint project lags behind. 
SoftBank, undeterred by setbacks, remains optimistic about OpenAI and is reportedly interested in further investment despite Stargate's rocky start.&nbsp;
While leaders from both companies publicly maintain that their partnership is strong, the reality is that slow progress and internal disagreements have dampened early expectations.&nbsp;
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/tech/25/07/46422009/rare-earth-royalty-meet-the-power-players-shaping-the-industry?utm_source=articleShare">Rare Earth Royalty: Meet The Power Players Shaping The Industry</a></li>
</ul>
Photo: Shutterstock

Large Cap

Movers

Tech

ORCL

$500 Billion Stumble: SoftBank–OpenAI's Massive AI Vision Faces Setbacks

Equitable Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EQH#NYSE">EQH</a>) has outperformed the market over the past 5 years by 6.42% on an annualized basis producing an average annual return of 20.82%. Currently, Equitable Holdings has a market capitalization of $15.90 billion. 
Buying $1000 In EQH: If an investor had bought $1000 of EQH stock 5 years ago, it would be worth $2,538.61 today based on a price of $51.91 for EQH at the time of writing.
<h3>Equitable Holdings's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1753138827_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

If You Invested $1000 In This Stock 5 Years Ago, You Would Have This Much Today

As we reach the midpoint of the year, recession fears are slowly abating. In May, <a href="https://www.jpmorgan.com/insights/global-research/economy/recession-probability">J.P.Morgan</a> lowered the probability of a recession occurring in 2025 from 60% to 40%. However, it still warned that a period of subpar growth could lie ahead, especially if tariffs remain high.&nbsp;
While the news has calmed some of the fear surrounding the economy, it hasn't eliminated all of it. A <a href="https://www.indeed.com/career-advice/news/layoff-anxiety">survey</a> conducted by Indeed and Harris Poll in June found that 46% of Americans are concerned about layoffs within the next year.
If you count yourself among that number, we have some good news. <a href="https://www.cnbc.com/2025/07/12/10-strongest-us-economies-recession-top-states-for-business-rankings.html">CNBC</a> has identified the 10 states with economies that are least likely to be affected by a recession.
Don't Miss:
<ul class="wp-block-list">
<li>Deloitte's fastest-growing software company partners with Amazon, Walmart &amp; Target – Many are rushing to grab <a href="https://www.benzinga.com/money/mode-mobile-2">4,000 of its pre-IPO shares for just $0.30/share</a></li>
<li>$100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.</li>
</ul>
To score each state's economy, the outlet considered factors like state gross domestic product growth, job growth, state fiscal health, housing market health, among others. Additionally, CNBC looked at how dependent each state is on the federal government for jobs and funding, and how greatly it could be impacted by a potential trade war.
These ten states, it says, "have what it takes to navigate a recession."
At No. 10 is South Carolina. The state is fairly vulnerable to increased tariffs, thanks to the fact that international goods trade made up around one-third of its economy in 2024, but it also has one of the fastest-growing economies in the union, as well as significant job growth.
Georgia's diverse economy puts it at No. 9, and Utah, which led the nation in gross domestic product growth in 2024, comes in at number eight.
Trending: Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — <a href="https://www.benzinga.com/money/americans-spend-1000-per-year-on-plastic-water-bottles-kara-pod-gives-you-clean-drinking-water-by-pulling-moisture-from-the-air">And You Can Invest At Just $6.37/Share</a>
Idaho, which is fairly insulated from the trade war but heavily dependent on the federal government for jobs and funding, is number seven on CNBC's list. Washington state, New York and Delaware take up the sixth, fifth and fourth spots, respectively.
At No. 3 is North Carolina, which is also CNBC's top state for business overall in 2025. Despite some setbacks from Hurricane Helene, the state is affordable, sheltered from federal job and budget cuts, and home to three major companies— Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), Duke Energy (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DUK#NYSE">DUK</a>), and Nucor (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NUE#NYSE">NUE</a>)— that provide a large number of jobs.
Texas has the second-most recession-proof economy in the US, CNBC reports. The sheer size of its economy helps offset concerns about its reliance on the federal government for jobs and international trade.&nbsp;
The most stable economy in the nation, according to CNBC's estimation, is Florida. Topping the list for the third year in a row, Florida benefits from strong finances, healthy economic and job growth, and a wealth of new business formations. However, the state does rely on the federal government for 34% of its budget, which has experts cautioning against complete trust in the Sunshine State.&nbsp;
Read Next:
<ul class="wp-block-list">
<li>This AI-Powered Trading Platform Has 5,000+ Users, 27 Pending Patents, and a $43.97M Valuation — <a href="https://www.benzinga.com/money/finally-a-fully-automated-trading-platform-for-individual-investors?">You Can Become an Investor for Just $500.25</a></li>
<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a></li>
</ul>
Image: Shutterstock

Personal Finance

Worried About A Recession? These 10 States Have The Strongest, Most Recession-Proof Economies

Several space stocks jumped last week on successful missions and bullish analyst coverage, while others slipped due to delays <a href="https://www.benzinga.com/news/space/25/07/46397540/space-stock-watch-spacex-prepares-launch-for-project-kuiper-jim-cramer-calls-rocket-lab-a-buy">and new offerings.</a>
Here's a look at what's going on the space sector:&nbsp;
<h2 class="wp-block-heading">AST SpaceMobile &#8211; ASTS </h2>
AST SpaceMobile, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ASTS#NASDAQ">ASTS</a>) shares are up nearly 17% over the past five days, even after dipping slightly on Monday. 
Several analysts have recently updated coverage on the stock, including:&nbsp;
<ul class="wp-block-list">
<li>BofA Securities initiated coverage on AST with a Neutral rating and announced a price target of $55.</li>
<li>Scotiabank analyst Andres Coello downgraded AST from a Sector Outperform rating to a Sector Perform rating and announced a $45.40 price target.</li>
<li>B. Riley Securities analyst Mike Crawford maintained a Buy rating on AST and raised the price target from $36 to $44.</li>
</ul>
Read Next: <a href="https://www.benzinga.com/real-estate/25/07/46522335/opendoor-stock-frenzy-continues-is-40-per-share-the-next-stop?utm_source=articleShare">Opendoor Stock Frenzy Continues—Is $40 Per Share The Next Stop?</a>
<h2 class="wp-block-heading">Rocket Lab &#8211; RKLB</h2>
Rocket Lab Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RKLB#NASDAQ">RKLB</a>) shares hit all-time highs last week after Citigroup maintained a Buy rating and raised its target from $33 to $50, citing continued progress on the company's Neutron rocket development and a growing satellite systems unit.
Rocket Lab has a 100% mission success rate in 2025 with 10 Electron missions completed year-to-date and four successful launches in June alone.&nbsp;
<h2 class="wp-block-heading">BlackSky &#8211; BKSY</h2>
BlackSky Technology, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BKSY#NYSE">BKSY</a>) stock plunged last week after the company<a href="https://www.benzinga.com/news/space/25/07/46481437/blacksky-stock-drops-after-hours-what-happened"> announced an upsized </a>$160 million senior convertible notes offering and disclosed disappointing preliminary second-quarter results. 
The company disclosed in an <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/1753539/000175353925000067/bksy-20250717.htm">8-K filing</a> preliminary, unaudited second-quarter revenue of $22 million, versus the estimate of $27.73 million.
In the same filing, the company estimated fiscal year revenue in a range of $105 million to $130 million.
<h2 class="wp-block-heading">Virgin Galactic &#8211; SPCE</h2>
Virgin Galactic Holdings, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPCE#NYSE">SPCE</a>) shares have gained 33% on <a href="https://www.benzinga.com/trading-ideas/movers/25/07/46470320/chamaths-spacs-are-crushing-nvidia-wall-street-didnt-see-this-coming">strong volume </a>and rising investor sentiment over the past week. The company is set to report its second-quarter results before the opening bell on Aug. 6. 
Read Next:&nbsp;<a href="https://www.benzinga.com/markets/tech/25/07/46374434/joby-aviation-stock-goes-vertical-as-secret-massive-drone-achieves-9-hour-flight?utm_source=articleShare">Joby Aviation Stock Goes Vertical As Secret, Massive Drone Achieves 9-Hour Flight</a>
<h2 class="wp-block-heading">Planet Labs &#8211; PL </h2>
Last Thursday, Planet Labs Pbc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PL#NYSE">PL</a>) announced an expanded multi-year contract with Colombia's Instituto Geográfico Agustín Codazzi to provide satellite data and AI-powered analytics for land management. 
Planet Labs shares are up more than 32% over the past month on a series of major<a href="https://www.benzinga.com/trading-ideas/movers/25/07/46199452/planet-labs-pl-stock-surges-on-major-defense-contracts"> recent contract wins </a>with global defense and intelligence agencies.
<h2 class="wp-block-heading">Intuitive Machines &#8211; LUNR </h2>
Intuitive Machines, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LUNR#NASDAQ">LUNR</a>) stock dropped more than 9% on Monday despite a lack of company-specific news. 
Last week, BofA Securities analyst Ronald Epstein maintained an Underperform rating on the stock and lowered the price target from $16 to $10.50.
<h2 class="wp-block-heading">Project Kuiper </h2>
Amazon.com, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) advanced its Project Kuiper satellite initiative by launching 24 new satellites last week, bringing the total to 78. Amazon partnered with SpaceX, parent company of rival Starlink, for the launch. 
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/tech/25/07/46422009/rare-earth-royalty-meet-the-power-players-shaping-the-industry?utm_source=articleShare">Rare Earth Royalty: Meet The Power Players Shaping The Industry</a></li>
</ul>
Photo: Shutterstock

SPACE

Offerings

General

AMZN

ASTS

BlackSky Technology Inc. Class A Common Stock

BKSY

LUNR

RKLB

SPCE

Space Stock Tracker: Virgin Galactic Makes A Comeback While Rocket Lab Takes A Breather

Barstool Sports founder Dave Portnoy is known for his opinions on sports. In recent years, he also became well known for his opinions about<a href="https://www.benzinga.com/24/12/42602503/dave-portnoy-says-he-owns-15-million-bitcoin-13-million-xrp-bet-it-and-set-it-not-trading"> the cryptocurrency sector.</a> He recently sold his stake in XRP (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/xrp/usd">XRP</a>) and missed out on millions of dollars.
What Happened: Portnoy, who was known to<a href="https://www.benzinga.com/markets/cryptocurrency/25/02/43647226/dave-portnoy-buys-risk-laden-dave-fartnoy-after-promoting-controversial-jailstool-im-in-this-one-to-make-money"> invest in altcoins </a>earlier this year, shared back in December that he held $1.3 million in XRP Token and $1.5 million in Bitcoin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/btc/usd">BTC</a>). The investor said he planned to set the investments and forget them.
Fast forward to July 2025 and Portnoy recently admitted in a video shared July 17 that he sold his XRP at around $2.40.
Portnoy <a href="https://x.com/stoolpresidente/status/1947290161089302900">said </a>XRP was going from $2.10 to $2.40, back to $2.10, back to $2.40. A crypto analyst who has given Portnoy advice texted and said he didn't like what XRP was doing and thought that Circle Internet Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CRCL#NYSE">CRCL</a>) and the competition in the stablecoin space could be bad news for XRP.
The Barstool Sports founder said he had close to $3 million in XRP and decided to sell it when it went back up to $2.40.
"I wasn't going to sell it. I was going to diamond hands it," Portnoy said.
After selling the XRP, the cryptocurrency "went parabolic," according to Portnoy.
"I blame my $XRP guy who texted me out of the blue to say he didn't like it as much anymore," Portnoy tweeted.
The investor said the person who texted him said they didn't sell their XRP as they hold things for five years.
"I would have made millions. I want to cry."
Portnoy said selling early and missing out on millions "made me sick to my stomach."
XRP trades at $3.53 today, with the one-month range $1.91 to $3.65. The recent high of $3.65 is just shy of an all-time high of $3.84 hit back in 2018 and marks the highest price for XRP in seven years. 
Read Also:<a href="https://www.benzinga.com/crypto/25/07/46356164/if-you-invested-1000-in-xrp-token-when-snoop-dogg-performed-at-ripples-2018-event-heres-how-much-youd-have-today"> If You Invested $1,000 In XRP Token When Snoop Dogg Performed At Ripple&#8217;s 2018 Event, Here&#8217;s How Much You&#8217;d Have Today</a>
Why It's Important: Despite the missed profits in XRP, Portnoy said he's still made profits on his Bitcoin and Ethereum (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/eth/usd">ETH</a>) investments.
"I'm still doing good," Portnoy said.
Portnoy's investments in Bitcoin and XRP in December 2024 happened after the investor<a href="https://www.benzinga.com/general/sports/24/12/42403470/michael-saylor-uses-lebron-james-michael-jordan-sports-analogy-to-explain-bitcoin-to-dave-portnoy-satoshi-gave-us-a-game-we-can-all-win" target="_blank" rel="noreferrer noopener">&nbsp;interviewed Bitcoin bull</a>&nbsp;Michael Saylor.
&#8220;I&#8217;m always late to these runs,&#8221; Portnoy said in response to a viewer of his &#8220;Davey Day Trader Global&#8221; stream.
Portnoy also shared that he is holding his Bitcoin, saying he had 15 Bitcoin, worth around $1.5 million.
&#8220;I&#8217;m gonna bet it and set it, not trading,&#8221; Portnoy said of the cryptocurrencies.
During the streams, Portnoy also discussed the optimism for Ripple and XRP thanks to the launch of the stablecoin, while adding that RLUSD was not a hidden thing.
&#8220;Already so much hype.&#8221;
The Barstool Sports founder asked Saylor, who is known as one of the biggest Bitcoin bulls, to explain Bitcoin to him in a way he can understand. The interview came after Portnoy confessed to selling his Bitcoin after the&nbsp;Winklevoss twins&nbsp;confused&nbsp;<a href="https://www.benzinga.com/markets/cryptocurrency/24/12/42361200/dave-portnoy-blames-winklevoss-twins-for-confusing-him-into-selling-bitcoin-too-early" target="_blank" rel="noreferrer noopener">him back in 2020.</a>
Portnoy&#8217;s investment in XRP came after Saylor essentially told him to buy Bitcoin and not worry about other investments.
Along with cryptocurrency investments, Portnoy is also up on<a href="https://www.benzinga.com/markets/equities/25/07/46511927/dave-portnoys-10-million-elon-musk-bet-pays-off-as-tesla-soars-12-in-two-weeks-thats-a-million-bucks"> his recent buy</a> of Tesla Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) stock. Portnoy invested $10 million in Tesla two weeks ago with shares down on bearishness from a battle between CEO Elon Musk and President Donald Trump.
While the initial investment was down shortly after Portnoy's trade, Tesla stock is now up around 12% from his purchase, surpassing his original goal of making 10% or a couple million bucks on the short-term trade.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/markets/cryptocurrency/25/02/43605114/dave-portnoy-holds-millions-in-bitcoin-and-xrp-but-heres-why-he- -his-heart-is-too-big-for-this-space">Dave Portnoy Holds Millions In Bitcoin And XRP, But Here&#8217;s Why He Concluded His Heart Is &#8216;Too Big For This Space&#8217;</a></li>
</ul>
Photo: Shutterstock

Coverage of Bitcoin, Etherum, Ripple and all the latest digital currencies.

Cryptocurrency

$BTC

$ETH

$XRP

CRCL

TSLA

Dave Portnoy Says 'I Want To Cry' After Selling XRP Token Before New 7-Year Highs

Being rich isn't about having a six-car garage. It's about having habits that quietly, steadily build wealth while everyone else is upgrading phones and wondering where their paycheck went.
These seven habits come up again and again among millionaires. And none of them require a windfall or a finance degree—just consistency and discipline.
<h2 class="wp-block-heading">1. Pay Yourself First</h2>
Before bills, before brunch, before that "treat yourself" impulse—<a href="https://www.benzinga.com/personal-finance/25/05/45483330/are-you-rich-or-just-upper-middle-class-heres-the-net-worth-and-income-it-takes-to-be-considered-wealthy">wealthy people</a> pay themselves first. That means setting up automatic transfers into investment or savings accounts as soon as income hits the bank.
<a href="https://www.kiplinger.com/personal-finance/habits-rich-people-swear-by-to-build-and-maintain-wealth">Kiplinger reports</a> that this is one of the most common habits among the wealthy. It's not about how much—it's about doing it first. Whether it's 10%, 20%, or even $100 a month, they treat savings like a non-negotiable expense.
Don't Miss:
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/money/mode-mobile-accredited-investor-offer">Accredited investors can claim pre-IPO shares of Mode Mobile for just $0.30</a>—with up to 120% bonus shares—before this Uber-style disruption hits the public markets</li>
<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $10.</a></li>
</ul>
<h2 class="wp-block-heading">2. Live Well Below Their Means</h2>
Warren Buffett is worth over $140 billion, but he still lives in the Omaha house he bought in 1958 for $31,500. And yes, he still drives a 2014 Cadillac with hail damage. That's not branding—it's behavior.
According to the <a href="https://cdn.ramseysolutions.net/media/company/pr/everyday-millionaires-research/national-study-of-millionaire-new.pdf?_ga=2.189822635.1855513792.1692150662-1346847639.1681131637&amp;_gl=1&#x2A;1vlmin0&#x2A;_ga&#x2A;MTM0Njg0NzYzOS4xNjgxMTMxNjM3&#x2A;_ga_02SXDH1H96&#x2A;MTY5MjE1MDY2MS4yOC4xLjE2OTIxNTQwNjYuMC4wLjA.&#x2A;_fplc&#x2A;TlJHNFAlMkI5OEZwODBURmVFWTh5c0FRaGhpTGslMkZ3NFNkRmJvV05qOHVsNnJicEcyV0dJQ3hsVE9mUE9hejNoZUpkMjhkUGJMeVlGbDhOcFpwMkdUUWklMkZaR1pzSG1XeWZSV0pIMWNoM0cxWnpzOXVVN1JiUGI2S1QlMkJNakhCeEElM0QlM0Q.">Dave Ramsey's National Study of Millionaires</a>, which surveyed over 10,000 U.S. millionaires, 94% said they live on less than they make. Nearly one-third drove Toyotas or Hondas. Only 8% drove luxury vehicles like Lexus. The message? <a href="https://www.benzinga.com/personal-finance/25/05/45482749/vincent-chan-shares-tricks-people-use-to-appear-richer-than-their-friends-youre-not-behind">People who look rich often aren't</a>—and the people who are rich aren't trying to prove it.
<h2 class="wp-block-heading">3. Invest Early and Automatically</h2>
Rich people don't wait to "feel ready" to invest. They start early, keep going, and let time do the heavy lifting. It's boring. It's reliable. And it works.
<a href="https://www.elavateglobal.com/ezines/https/growacornscom/habits-millionaires-have-in-common">Tom Corley</a>, who spent five years studying 233 self-made millionaires, found that Saver-Investors—the largest group in his research—took an average of 32 years to reach millionaire status. They didn't make their money in some big event. They made it in monthly deposits and compound interest.
<h2 class="wp-block-heading">4. Build Multiple Streams of Income</h2>
If one paycheck stops, most people panic. Wealthy people don't have to. That's because many of them don't rely on just one income stream.
Corley's research found that 65% of self-made millionaires had at least three income sources. This might include rental properties, dividends, a side business, or freelance consulting. Forbes also highlights income diversification as one of the top traits of financially resilient entrepreneurs. The takeaway? Multiple streams don't just add income—they lower risk.
Trending: $100k+ in investable assets? <a href="https://www.benzinga.com/money/wiseradvisor-retirement-planning">Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes</a> – no cost, no obligation.
<h2 class="wp-block-heading">5. Read More Than You Scroll</h2>
Warren Buffett <a href="https://www.businessinsider.com/warren-buffett-favorite-books-2016-10">reportedly spends 80%</a> of his daily reading—annual reports, newspapers, books, not memes. That level of reading isn't necessary for everyone, but the habit of ongoing learning absolutely is.
Wealthy people tend to prioritize books, financial education, and news that helps them make better decisions. That includes biographies, investment guides, and business strategy—not reality TV recaps.
<h2 class="wp-block-heading">6. Practice Ruthless Self-Control</h2>
If there's one trait that shows up over and over again in millionaire behavior, it's this: they're exceptionally good at telling themselves "not yet." That kind of discipline isn't just financial—it's psychological.
The connection isn't just observational. The famous Stanford Marshmallow Experiment in the 1970s tested children's ability to delay gratification—offering them one marshmallow now or two if they waited. Years later, the kids who waited scored higher in SATs, had better health outcomes, and managed stress more effectively.
Sound familiar?
Self-made millionaires—according to Corley's research—display a long-term mindset in almost every area of life. They set goals and chip away at them. They don't chase overnight wins. They don't need to impress anyone today if it means sacrificing tomorrow. And they're incredibly consistent.
They're also far more likely to avoid debt traps, skip luxury purchases, and stick to budgets. Ramsey Solutions found that nearly all of the 10,000 millionaires surveyed avoided credit card debt altogether—and most avoided new car loans too. Not because they couldn't afford them, but because they didn't want the financial drag.
See Also: Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — <a href="https://www.benzinga.com/money/americans-spend-1000-per-year-on-plastic-water-bottles-kara-pod-gives-you-clean-drinking-water-by-pulling-moisture-from-the-air">And You Can Invest At Just $6.37/Share</a>
<h2 class="wp-block-heading">7. Protect What They've Built</h2>
The wealthy aren't just focused on earning more—they're focused on not losing what they already have. That means estate plans, legal structures, insurance policies, emergency funds, and tax strategies.
As Kiplinger notes, wealth protection is one of the most crucial elements of personal finance. One lawsuit or unexpected medical bill can wipe out years of progress. The rich avoid that by planning like something will go wrong—and being ready for it.
None of these habits are magic. They're just boring on purpose. But stacked together over time? They're what <a href="https://www.benzinga.com/money/smartasset">separate the rich from the restless</a>.
So the real question isn't whether these habits work—it's whether you're using them.
Read Next: This AI-Powered Trading Platform Has 5,000+ Users, 27 Pending Patents, and a $43.97M Valuation — <a href="https://www.benzinga.com/money/finally-a-fully-automated-trading-platform-for-individual-investors?">You Can Become an Investor for Just $500.25</a>
Image: Shutterstock

Here Are 7 Habits Rich People Use To Build And Maintain Wealth — How Many Are Part Of Your Routine?

AutoZone (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AZO#NYSE">AZO</a>) has outperformed the market over the past 15 years by 8.92% on an annualized basis producing an average annual return of 21.14%. Currently, AutoZone has a market capitalization of $62.39 billion. 
Buying $100 In AZO: If an investor had bought $100 of AZO stock 15 years ago, it would be worth $1,758.79 today based on a price of $3729.70 for AZO at the time of writing.
<h3>AutoZone's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1753137020_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $100 Invested In AutoZone 15 Years Ago Would Be Worth Today

Citigroup analyst Alexander Hacking maintains Cleveland-Cliffs (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CLF#NYSE">CLF</a>) with a Neutral and raises the price target from $7.5 to $11.

Price Target

Analyst Ratings

Citigroup Maintains Neutral on Cleveland-Cliffs, Raises Price Target to $11

Micron Technology (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MU#NASDAQ">MU</a>) has outperformed the market over the past 20 years by 3.45% on an annualized basis producing an average annual return of 11.88%. Currently, Micron Technology has a market capitalization of $126.57 billion. 
Buying $1000 In MU: If an investor had bought $1000 of MU stock 20 years ago, it would be worth $9,507.14 today based on a price of $113.10 for MU at the time of writing.
<h3>Micron Technology's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1753136112_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning Micron Technology Stock In The Last 20 Years

Global-leading broadband fibre and wireless infrastructure will connect more homes and businesses to faster internet speeds, new and exciting services and improved affordability
This investment programme comes on top of the $70 billion TELUS announced earlier this year to enhance broadband connectivity, strengthen competition and consumer choice, support Canadian AI leadership and fuel economic growth through 2029. This builds on the more than $276 billion TELUS has committed since 2000
VANCOUVER, BC, July 21, 2025 /CNW/ - TELUS is excited to announce a $2-billion investment to deliver our global-leading broadband services across Ontario and Quebec over the next five years. This investment comes as a result of the CRTC confirmation of the wholesale fibre-to-the-premise (FTTP) framework and serves as a complement to our wholesale fibre access agreements, allowing TELUS to deliver national scale, accelerate network builds and drive investment, competition and affordability in Canada. This marks a significant milestone in TELUS' ongoing efforts to bring Canada's fastest and most reliable broadband services to more communities – fueling economic growth and ensuring all Canadians have access to next generation digital services.

Contracts

Global

CORRECTION: TELUS Invests $2B To Deliver Its Broadband Services Across Ontario And Quebec Over The Next 5-Years

Crypto billionaire and Tron (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/trx/usd">TRX</a>) founder Justin Sun will soon be headed to space, taking his place on an upcoming Blue Origin spaceflight after his <a href="https://www.benzinga.com/markets/cryptocurrency/21/12/24746545/tron-founder-justin-sun-paid-28m-for-blue-origin-flight-heres-how-hes-picking-5-people-to-">winning bid in 2021.</a>
What Happened: Sun is the latest big name to head to space aboard a Blue Origin spaceflight, following <a href="https://www.benzinga.com/general/space/25/02/44019974/katy-perry-gayle-king-lauren-sanchez-headline-next-blue-origin-space-flight-how-jeff-bezos-fiancee-crew-will-make-history">an all-female crew </a>earlier this year that included Jeff Bezos' then fiancée Lauren Sánchez, media personality Gayle King and singer Katy Perry.
"In 2021, I bid $28M for a seat on @BlueOrign's New Shepard rocket — funds that went to @clubforfuture, Blue Origin's foundation, to support 19 space-based charities inspiring the next generation of STEM leaders. Proud to join Blue Origin's NS-34 mission and continue encouraging youth to pursue their dreams in science and space!" Sun <a href="https://x.com/justinsuntron/status/1947308659266187675">tweeted</a>.
Blue Origin's NS-34 <a href="https://www.blueorigin.com/news/new-shepard-ns-34-mission">marks </a>its 14th human flight for the New Shepard program and 34th overall mission. The company, which was founded by Amazon.com founder Jeff Bezos, has flown 70 people above the Karman line, which is the internationally recognized space boundary.
A date for the space flight with Sun will be announced soon.
Also featured as part of the space crew are:
<ul class="wp-block-list">
<li>Arvinder (Arvi) Singh Bahal: real estate investor</li>
<li>Gökhan Erdem: Turkish businessman</li>
<li>Deborah Martorell: Puerto Rican meteorologist and journalist</li>
<li>Lionel Pitchford: Englishman who enjoys traveling the world</li>
<li>James (J.D.) Russell: serial entrepreneur, founder Alpha Funds, founder Alpha Aerospace</li>
</ul>
This marks the second Blue Origin space flight for Russell, who was also part of the crew for NS-28.
Read Also: <a href="https://www.benzinga.com/general/space/25/04/45087625/jeff-bezos-wants-to-send-you-to-space-after-katy-perry-heres-how-much-a-reservation-with-blue-origin-costs">Jeff Bezos Wants To Send You To Space After Katy Perry: Here&#8217;s How Much A Reservation With Blue Origin Costs</a>
Why It's Important: Sun was the winner of a bid for the first seat on New Shepard back in 2021, but has yet to go to space.
The $28 million in proceeds were donated to Club for the Future, which picked 19 space-related nonprofits that each received a $1 million grant.
Sun has made headlines in the crypto sector in recent months. He was <a href="https://www.benzinga.com/markets/cryptocurrency/25/05/45602645/crypto-mogul-justin-sun-dines-with-trump-then-flexes-100k-watch-whats-the-deal">invited to a dinner</a> with President Donald Trump as one of the top holders of the Trump Coin (CRYPTO: <a class="ticker" href="https://www.benzinga.com/quote/">TRUMP</a>) and is also an investor in World Liberty Financial, a crypto-related company with ties to the president's family.
The SEC paused an investigation into Sun and his companies for market manipulation earlier this year, which came after the investments in Trump-related cryptocurrency ventures. The SEC pause may also be what was needed to get Sun to space finally after winning his bid back in 2021.
This marks the fifth human spaceflight for Blue Origin in 2025. Among the bigger names to fly to space with Blue Origin along with pop singer Perry include Bezos himself,&nbsp;William Shatner, Michael Strahan&nbsp;and Dude Perfect&#8217;s&nbsp;Coby Cotton.
Blue Origin reservations are open to anyone 18 years or older by filling out some information, including a description of yourself in less than 500 characters.
The one missing detail in the reservation is the total price involved for an unforgettable &#8220;Window seat&#8221; to space. The reservation form says a $150,000 fully, refundable deposit is collected by Blue Origin after booking a reservation.
This means the space flight with Blue Origin is more than $150,000. Virgin Galactic Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPCE#NYSE">SPCE</a>), which is currently in a pause of taking humans to space, has charged between $200,000 to $450,000 per person for past space flights.
Virgin Galactic is expected to begin taking people to space again in 2026 as long as it passes required tests and its plan stays on track. Previous<a href="https://www.benzinga.com/news/21/07/21945008/spacex-ceo-elon-musk-books-a-flight-with-richard-bransons-virgin-galactic" target="_blank" rel="noreferrer noopener">&nbsp;reservation holders for flights&nbsp;</a>with Virgin Galactic included&nbsp;Leonardo DiCaprio, Justin Bieber&nbsp;and&nbsp;Elon Musk.
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/45965595/eric-trump-says-he-doesnt-have-public-involvement-in-justin-suns-mstr-type-public-venture-but-admits-hes-a-fan-of-tron-and-its-founder">Eric Trump Says He Doesn&#8217;t Have &#8216;Public Involvement&#8217; In Justin Sun&#8217;s MSTR-Type Public Venture, But Admits He&#8217;s A &#8216;Fan&#8217; Of Tron And Its Founder&nbsp;</a></li>
</ul>
Photo courtesy of Blue Origin; New Shepard lifts off from Launch Site One during NS-27. (October 23, 2024)

$TRUMP

$TRX

Crypto Billionaire Justin Sun Set To Board Jeff Bezos' Blue Origin Spaceship After $28 Million Record Bid

Barclays analyst Richard Hightower maintains Essential Properties (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EPRT#NYSE">EPRT</a>) with a Overweight and lowers the price target from $37 to $36.

EPRT

Barclays Maintains Overweight on Essential Properties, Lowers Price Target to $36

Barclays analyst Richard Hightower maintains Gaming and Leisure Props (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GLPI#NASDAQ">GLPI</a>) with a Equal-Weight and raises the price target from $54 to $55.

GLPI

Barclays Maintains Equal-Weight on Gaming and Leisure Props, Raises Price Target to $55

5 analysts have expressed a variety of opinions on CytoSorbents (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CTSO#NASDAQ">CTSO</a>) over the past quarter, offering a diverse set of opinions from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
In the assessment of 12-month price targets, analysts unveil insights for CytoSorbents, presenting an average target of $8.2, a high estimate of $10.00, and a low estimate of $1.00. Consistency is reflected as the current average remains at the same level as the previous average price target. 
<img src="https://www.benzinga.com/files/images/story/2025/1753135316_0.png" alt="price target chart" />
<h2>Breaking Down Analyst Ratings: A Detailed Examination</h2>
A comprehensive examination of how financial experts perceive CytoSorbents is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Jason Kolbert</td>
<td>D. Boral Capital</td>
<td>Maintains</td>
<td>Buy</td>
<td>$10.00</td>
<td>$10.00</td>
</tr>
<tr>
<td>Jason Kolbert</td>
<td>D. Boral Capital</td>
<td>Maintains</td>
<td>Buy</td>
<td>$10.00</td>
<td>$10.00</td>
</tr>
<tr>
<td>Jason Kolbert</td>
<td>D. Boral Capital</td>
<td>Maintains</td>
<td>Buy</td>
<td>$10.00</td>
<td>$10.00</td>
</tr>
<tr>
<td>Sean Lee</td>
<td>HC Wainwright &amp; Co.</td>
<td>Maintains</td>
<td>Neutral</td>
<td>$1.00</td>
<td>$1.00</td>
</tr>
<tr>
<td>Jason Kolbert</td>
<td>D. Boral Capital</td>
<td>Maintains</td>
<td>Buy</td>
<td>$10.00</td>
<td>$10.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to CytoSorbents. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of CytoSorbents compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for CytoSorbents's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of CytoSorbents's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/CTSO/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on CytoSorbents analyst ratings.</a>
If you are interested in following small-cap stock news and performance <a href="https://www.benzinga.com/news/small-cap?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">you can start by tracking it here</a>.
<h2>Discovering CytoSorbents: A Closer Look</h2>
CytoSorbents Corp specializes in treating life-threatening conditions in intensive care and cardiac surgery using proprietary polymer adsorption technology. Its flagship product, CytoSorb, is approved in the EU as an extracorporeal cytokine absorber, aiming to reduce inflammation and prevent multiple organ failure in critical illnesses like sepsis and trauma. Revenue primarily comes from product sales in Germany, with additional income from grant agencies in the United States. The company operates through Direct sales and Distributors/strategic partners in United States, Germany and Other Countries. The company's product consists of Cytosorb, ECOS-300CY, VetResQ, HemoDefend, and DrugSorb-ATR.
<h3>Unraveling the Financial Story of CytoSorbents</h3>
Market Capitalization Analysis: The company's market capitalization surpasses industry averages, showcasing a dominant size relative to peers and suggesting a strong market position.
Decline in Revenue: Over the 3M period, CytoSorbents faced challenges, resulting in a decline of approximately -2.92% in revenue growth as of 31 March, 2025. This signifies a reduction in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Health Care sector.
Net Margin: CytoSorbents's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of -16.94%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): CytoSorbents's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive -11.53% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of -3.01%, the company showcases effective utilization of assets.
Debt Management: CytoSorbents's debt-to-equity ratio stands notably higher than the industry average, reaching 1.85. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
<h2>Analyst Ratings: Simplified</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
Breaking: Wall Street's Next Big Mover
Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. <a href="https://www.benzinga.com/premium/ideas/turning-point-trader-checkout-2/?t=Tu1tu3arja3be22tu36&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantag">Click here for urgent details</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

CTSO

A Glimpse Into The Expert Outlook On CytoSorbents Through 5 Analysts

Barclays analyst Richard Hightower downgrades NNN REIT (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NNN#NYSE">NNN</a>) from Overweight to Underweight and lowers the price target from $46 to $44.

Downgrades

Barclays Downgrades NNN REIT to Underweight, Lowers Price Target to $44

WaFd (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WAFD#NASDAQ">WAFD</a>) has been analyzed by 4 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets, analyzed by analysts, offer insights with an average target of $32.25, a high estimate of $33.00, and a low estimate of $31.00. This current average has increased by 6.61% from the previous average price target of $30.25. 
<img src="https://www.benzinga.com/files/images/story/2025/1753135285_0.png" alt="price target chart" />
<h2>Understanding Analyst Ratings: A Comprehensive Breakdown</h2>
The perception of WaFd by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Jeff Rulis</td>
<td>DA Davidson</td>
<td>Raises</td>
<td>Neutral</td>
<td>$33.00</td>
<td>$29.00</td>
</tr>
<tr>
<td>Matthew Clark</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Neutral</td>
<td>$31.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Kelly Motta</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$32.00</td>
<td>$30.00</td>
</tr>
<tr>
<td>Andy Terrell</td>
<td>Stephens &amp; Co.</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$33.00</td>
<td>$32.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to WaFd. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of WaFd compared to the broader market.</li>
<li>Price Targets: Understanding forecasts, analysts offer estimates for WaFd's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of WaFd's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/WAFD/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on WaFd analyst ratings.</a>
<h2>Delving into WaFd's Background</h2>
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
<h3>WaFd: Delving into Financials</h3>
Market Capitalization: Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.
Revenue Growth: WaFd's remarkable performance in 3M is evident. As of 31 March, 2025, the company achieved an impressive revenue growth rate of 5.23%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: WaFd's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 29.29%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): WaFd's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 1.93%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): WaFd's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.19%, the company may face hurdles in achieving optimal financial performance.
Debt Management: WaFd's debt-to-equity ratio surpasses industry norms, standing at 1.03. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.
Breaking: Wall Street's Next Big Mover
Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. <a href="https://www.benzinga.com/premium/ideas/turning-point-trader-checkout-2/?t=Tu1tu3arja3be22tu36&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantag">Click here for urgent details</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

WAFD

What 4 Analyst Ratings Have To Say About WaFd

Providing a diverse range of perspectives from bullish to bearish, 6 analysts have published ratings on Xylem (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XYL#NYSE">XYL</a>) in the last three months.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">1</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $149.33, along with a high estimate of $162.00 and a low estimate of $141.00. This upward trend is apparent, with the current average reflecting a 5.16% increase from the previous average price target of $142.00.
<img src="https://www.benzinga.com/files/images/story/2025/1753135266_0.png" alt="price target chart" />
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
The standing of Xylem among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Nathan Jones</td>
<td>Stifel</td>
<td>Raises</td>
<td>Buy</td>
<td>$162.00</td>
<td>$141.00</td>
</tr>
<tr>
<td>Andrew Kaplowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$152.00</td>
<td>$137.00</td>
</tr>
<tr>
<td>Mark Strouse</td>
<td>JP Morgan</td>
<td>Announces</td>
<td>Overweight</td>
<td>$148.00</td>
<td>-</td>
</tr>
<tr>
<td>Deane Dray</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$147.00</td>
<td>$143.00</td>
</tr>
<tr>
<td>Nathan Jones</td>
<td>Stifel</td>
<td>Raises</td>
<td>Buy</td>
<td>$141.00</td>
<td>$140.00</td>
</tr>
<tr>
<td>Michael Halloran</td>
<td>Baird</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$146.00</td>
<td>$149.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Xylem. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Xylem compared to the broader market.</li>
<li>Price Targets: Analysts navigate through adjustments in price targets, providing estimates for Xylem's future value. Comparing current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Xylem's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/XYL/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Xylem analyst ratings.</a>
<h2>Unveiling the Story Behind Xylem</h2>
Xylem is a global leader in water technology and offers a wide range of solutions, including the transport, treatment, testing, and efficient use of water for customers in the utility, industrial, commercial, and residential sectors. Xylem was spun off from ITT in 2011. Based in Rye Brook, New York, Xylem has a presence in over 150 countries and employs 16,200. The company generated $8.6 billion in revenue in 2024.
<h3>Xylem: Delving into Financials</h3>
Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.
Revenue Growth: Xylem displayed positive results in 3M. As of 31 March, 2025, the company achieved a solid revenue growth rate of approximately 1.77%. This indicates a notable increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Industrials sector.
Net Margin: The company's net margin is below industry benchmarks, signaling potential difficulties in achieving strong profitability. With a net margin of 8.17%, the company may need to address challenges in effective cost control.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 1.58%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Xylem's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 1.02%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.2.
<h2>What Are Analyst Ratings?</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

6 Analysts Assess Xylem: What You Need To Know

Throughout the last three months, 12 analysts have evaluated Intel (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INTC#NASDAQ">INTC</a>), offering a diverse set of opinions from bullish to bearish.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">8</td>
<td align="right">1</td>
<td align="right">3</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">4</td>
<td align="right">1</td>
<td align="right">3</td>
</tr>
</tbody>
</table>
In the assessment of 12-month price targets, analysts unveil insights for Intel, presenting an average target of $20.71, a high estimate of $25.00, and a low estimate of $14.00. This current average has increased by 0.05% from the previous average price target of $20.70. 
<img src="https://www.benzinga.com/files/images/story/2025/1753135258_0.png" alt="price target chart" />
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive Intel. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Ruben Roy</td>
<td>Stifel</td>
<td>Raises</td>
<td>Hold</td>
<td>$24.50</td>
<td>$21.00</td>
</tr>
<tr>
<td>Timothy Arcuri</td>
<td>UBS</td>
<td>Raises</td>
<td>Neutral</td>
<td>$25.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Christopher Danely</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Neutral</td>
<td>$24.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Vijay Rakesh</td>
<td>Mizuho</td>
<td>Raises</td>
<td>Neutral</td>
<td>$23.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Ross Seymore</td>
<td>Deutsche Bank</td>
<td>Announces</td>
<td>Hold</td>
<td>$23.00</td>
<td>-</td>
</tr>
<tr>
<td>Jay Goldberg</td>
<td>Seaport Global</td>
<td>Announces</td>
<td>Sell</td>
<td>$18.00</td>
<td>-</td>
</tr>
<tr>
<td>Kevin Cassidy</td>
<td>Rosenblatt</td>
<td>Maintains</td>
<td>Sell</td>
<td>$14.00</td>
<td>$14.00</td>
</tr>
<tr>
<td>Harlan Sur</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$20.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Joseph Moore</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$23.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Timothy Arcuri</td>
<td>UBS</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Kevin Cassidy</td>
<td>Rosenblatt</td>
<td>Lowers</td>
<td>Sell</td>
<td>$14.00</td>
<td>$18.00</td>
</tr>
<tr>
<td>Matt Bryson</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$19.00</td>
<td>$20.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Intel. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Intel compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for Intel's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Intel's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/INTC/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Intel analyst ratings.</a>
<h2>All You Need to Know About Intel</h2>
Intel is a leading digital chipmaker, focused on the design and manufacturing of microprocessors for the global personal computer and data center markets. Intel pioneered the x86 architecture for microprocessors and was the prime proponent of Moore's law for advances in semiconductor manufacturing. Intel remains the market share leader in central processing units in both the PC and server end markets. Intel has also been expanding into new adjacencies, such as communications infrastructure, automotive, and the Internet of Things. Further, Intel expects to leverage its chip manufacturing capabilities into an outsourced foundry model where it constructs chips for others.
<h3>Unraveling the Financial Story of Intel</h3>
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Intel's revenue growth over a period of 3M has faced challenges. As of 31 March, 2025, the company experienced a revenue decline of approximately -0.45%. This indicates a decrease in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Information Technology sector.
Net Margin: Intel's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of -6.48%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Intel's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of -0.83%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Intel's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of -0.42%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: With a high debt-to-equity ratio of 0.5, Intel faces challenges in effectively managing its debt levels, indicating potential financial strain.
<h2>What Are Analyst Ratings?</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

INTC

Intel Stock: A Deep Dive Into Analyst Perspectives (12 Ratings)

Press Releases

Grid Dynamics Reports Fourth Quarter and Full Year 2024 Financial Results

Grid Dynamics to Appoint Rajeev Sharma Managing Partner of APAC and Promote Dr. Eugene Steinberg to Chief Technology Officer

Grid Dynamics Releases IoT Control Tower, a Platform for Industrial Data Analytics

Grid Dynamics to Announce First Quarter 2025 Financial Results on May 1st

Grid Dynamics Reports First Quarter 2025 Financial Results

Grid Dynamics Releases Intralogistics Optimization Starter Kit for NVIDIA Omniverse

Grid Dynamics to Unveil Robotic Inspection Solution at Automatica 2025

Grid Dynamics Announces AI-Powered Engagement Model Enabling Accelerated Business Transformation for Fortune 1000 Enterprises

Grid Dynamics to Announce Second Quarter 2025 Financial Results on July 31st

Grid Dynamics Helps SmartRay Create an AI Robotic Inspection Platform in Collaboration with Wandelbots

GDYN

Accenture plc Class A Ordinary Shares (Ireland)

Accenture

ASGN

BigBear.ai Hldgs

CI&T

Castellum

Cognizant Technology Solutions Corporation - Class A Common Stock

Cognizant Tech Solns

Endava plc American Depositary Shares (each representing one Class A Ordinary Share)

Comments

Grid Dynamics Holdings

Notizie

PARTENAIRE / CONTRIBUTEUR

BENZINGA MONDIAL