L'intérêt à découvert pour Fluence Energy donne aux investisseurs une idée du degré auquel les investisseurs parient sur la baisse de l'action de Fluence Energy. Les données sur l'intérêt à découvert sont mises à jour toutes les deux semaines.

Fluence Energy (NASDAQ:FLNC) Stock, Rapport sur les intérêts à découvert

FLUENCE ENERGY INC

Fluence Energy

Fluence Energy Inc is enabling the global clean energy transition with market-leading energy storage products and services, and digital applications for renewables and storage. Geographically, it derives a majority of its revenue from the Americas.

Fluence Energy, Inc. - Class A Common Stock

Fluence Energy Inc

Freelancer Ltd

High-rolling investors have positioned themselves bullish on Applied Mat (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMAT#NASDAQ">AMAT</a>), and it's important for retail traders to take note. 
\This activity came to our attention today through Benzinga's tracking of publicly available options data. The identities of these investors are uncertain, but such a significant move in AMAT often signals that someone has privileged information.
Today, Benzinga's options scanner spotted 12 options trades for Applied Mat. This is not a typical pattern.
The sentiment among these major traders is split, with 66% bullish and 33% bearish. Among all the options we identified, there was one put, amounting to $46,000, and 11 calls, totaling $1,587,935.
<h3>What's The Price Target?</h3>
Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $140.0 to $185.0 for Applied Mat over the recent three months. 
<h3>Insights into Volume &amp; Open Interest</h3>
Examining the volume and open interest provides crucial insights into stock research. This information is key in gauging liquidity and interest levels for Applied Mat's options at certain strike prices. Below, we present a snapshot of the trends in volume and open interest for calls and puts across Applied Mat's significant trades, within a strike price range of $140.0 to $185.0, over the past month.
<h3>Applied Mat Call and Put Volume: 30-Day Overview</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751386105_0.png" alt="Options Call Chart" />
<h3>Largest Options Trades Observed:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>01/16/26</td>
<td>$48.3</td>
<td>$47.9</td>
<td>$48.3</td>
<td>$140.00</td>
<td>$328.4K</td>
<td>402</td>
<td align="right">69</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/03/25</td>
<td>$17.0</td>
<td>$16.2</td>
<td>$16.2</td>
<td>$165.00</td>
<td>$324.0K</td>
<td>234</td>
<td align="right">200</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>07/03/25</td>
<td>$11.95</td>
<td>$11.7</td>
<td>$11.7</td>
<td>$170.00</td>
<td>$232.8K</td>
<td>351</td>
<td align="right">201</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$10.15</td>
<td>$9.3</td>
<td>$9.3</td>
<td>$175.00</td>
<td>$186.0K</td>
<td>1.3K</td>
<td align="right">433</td>
</tr>
<tr>
<td>AMAT</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$9.2</td>
<td>$9.15</td>
<td>$9.2</td>
<td>$175.00</td>
<td>$183.9K</td>
<td>1.3K</td>
<td align="right">433</td>
</tr>
</tbody>
</table>

<h3>About Applied Mat</h3>
Applied Materials is the largest semiconductor wafer fabrication equipment, or WFE, manufacturer in the world. Applied Materials has a broad portfolio spanning nearly every corner of the WFE ecosystem. Specifically, Applied Materials holds a market share leadership position in deposition, which entails the layering of new materials on semiconductor wafers. It is more exposed to general-purpose logic chips made at integrated device manufacturers and foundries. It counts the largest chipmakers in the world as customers, including TSMC, Intel, and Samsung.
Having examined the options trading patterns of Applied Mat, our attention now turns directly to the company. This shift allows us to delve into its present market position and performance
<h3>Present Market Standing of Applied Mat</h3>
<ul>
<li>With a trading volume of 1,430,194, the price of AMAT is down by -0.08%, reaching $182.91.</li>
<li>Current RSI values indicate that the stock is may be overbought.</li>
<li>Next earnings report is scheduled for 44 days from now.</li>
</ul>
<h3>What Analysts Are Saying About Applied Mat</h3>
In the last month, 2 experts released ratings on this stock with an average target price of $189.0.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; In a positive move, an analyst from Morgan Stanley has upgraded their rating to Equal-Weight and adjusted the price target to $158. 
&#x2A; Consistent in their evaluation, an analyst from Cantor Fitzgerald keeps a Overweight rating on Applied Mat with a target price of $220. 
Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.
If you want to stay updated on the latest options trades for Applied Mat, <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> gives you real-time options trades alerts.

Options

Markets

AMAT

Applied Mat Options Trading: A Deep Dive into Market Sentiment

WIIM

Park Hotels & Resorts shares are trading higher after Wells Fargo raised its price target on the stock from $10 to $11.

Financial giants have made a conspicuous bullish move on PayPal Holdings. Our analysis of options history for PayPal Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PYPL#NASDAQ">PYPL</a>) revealed 16 unusual trades.
Delving into the details, we found 56% of traders were bullish, while 31% showed bearish tendencies. Out of all the trades we spotted, 4 were puts, with a value of $193,516, and 12 were calls, valued at $703,303.
<h3>Predicted Price Range</h3>
Analyzing the Volume and Open Interest in these contracts, it seems that the big players have been eyeing a price window from $50.0 to $100.0 for PayPal Holdings during the past quarter. 
<h3>Insights into Volume &amp; Open Interest</h3>
Looking at the volume and open interest is a powerful move while trading options. This data can help you track the liquidity and interest for PayPal Holdings's options for a given strike price. Below, we can observe the evolution of the volume and open interest of calls and puts, respectively, for all of PayPal Holdings's whale trades within a strike price range from $50.0 to $100.0 in the last 30 days. 
<h3>PayPal Holdings Option Volume And Open Interest Over Last 30 Days</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1751386100_0.png" alt="Options Call Chart" />
<h3>Noteworthy Options Activity:</h3>

<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Ask</th>
<th>Bid</th>
<th>Price</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th align="right">Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>01/16/26</td>
<td>$12.4</td>
<td>$12.3</td>
<td>$12.31</td>
<td>$67.50</td>
<td>$243.5K</td>
<td>6.3K</td>
<td align="right">199</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>BULLISH</td>
<td>07/18/25</td>
<td>$7.85</td>
<td>$7.8</td>
<td>$7.85</td>
<td>$67.50</td>
<td>$92.6K</td>
<td>12.7K</td>
<td align="right">451</td>
</tr>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/15/25</td>
<td>$3.2</td>
<td>$3.1</td>
<td>$3.1</td>
<td>$72.50</td>
<td>$67.2K</td>
<td>830</td>
<td align="right">220</td>
</tr>
<tr>
<td>PYPL</td>
<td>CALL</td>
<td>TRADE</td>
<td>NEUTRAL</td>
<td>12/19/25</td>
<td>$26.25</td>
<td>$26.1</td>
<td>$26.17</td>
<td>$50.00</td>
<td>$65.4K</td>
<td>618</td>
<td align="right">27</td>
</tr>
<tr>
<td>PYPL</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>07/25/25</td>
<td>$2.2</td>
<td>$2.18</td>
<td>$2.18</td>
<td>$75.00</td>
<td>$55.5K</td>
<td>141</td>
<td align="right">510</td>
</tr>
</tbody>
</table>

<h3>About PayPal Holdings</h3>
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.
Having examined the options trading patterns of PayPal Holdings, our attention now turns directly to the company. This shift allows us to delve into its present market position and performance
<h3>Where Is PayPal Holdings Standing Right Now?</h3>
<ul>
<li>With a volume of 3,525,105, the price of PYPL is up 0.96% at $75.03. </li>
<li>RSI indicators hint that the underlying stock may be approaching overbought.</li>
<li>Next earnings are expected to be released in 28 days.</li>
</ul>
<h3>Expert Opinions on PayPal Holdings</h3>
Over the past month, 3 industry analysts have shared their insights on this stock, proposing an average target price of $76.67.
Turn $1000 into $1270 in just 20 days?
20-year pro options trader reveals his one-line chart technique that shows when to buy and sell. Copy his trades, which have had averaged a 27% profit every 20 days. <a href="https://www.benzinga.com/premium/ideas/options-moneyline-2/?t=Moop1arja3be22op14&amp;adType=benzinga-insights&amp;ad=options-activity&amp;campaign=wallstreetadvantage">Click here for access</a>. 
&#x2A; An analyst from Piper Sandler downgraded its action to Neutral with a price target of $74. 
&#x2A; Reflecting concerns, an analyst from Truist Securities lowers its rating to Sell with a new price target of $68. 
&#x2A; Reflecting concerns, an analyst from RBC Capital lowers its rating to Outperform with a new price target of $88.
Options are a riskier asset compared to just trading the stock, but they have higher profit potential. Serious options traders manage this risk by educating themselves daily, scaling in and out of trades, following more than one indicator, and following the markets closely.
If you want to stay updated on the latest options trades for PayPal Holdings, <a href="https://www.benzinga.com/pro/">Benzinga Pro</a> gives you real-time options trades alerts.

PYPL

PayPal Holdings's Options Frenzy: What You Need to Know

JP Morgan analyst Anthony Elian maintains First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Overweight and raises the price target from $2100 to $2250.

News

Price Target

Analyst Ratings

FCNCA

JP Morgan Maintains Overweight on First Citizens BancShares, Raises Price Target to $2250

APLS

Apellis Pharmaceuticals shares are trading higher after the company announced a capped royalty purchase agreement with Sobi.

JP Morgan analyst Anthony Elian maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Underweight and raises the price target from $52 to $60.

JP Morgan Maintains Underweight on Comerica, Raises Price Target to $60

<a href="https://www.semafor.com/article/07/01/2025/verint-ai-seeks-buyers-sales-process">https://www.semafor.com/article/07/01/2025/verint-ai-seeks-buyers-sales-process</a>
&nbsp;

VRNT

'Call-Center Software Maker Verint Seeks Buyers In AI Dealmaking Test' - Semafor

Visteon shares are trading higher after Wells Fargo raised its price target on the stock from $101 to $106.

B. Riley Securities analyst Randy Binner initiates coverage on Porch Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PRCH#NASDAQ">PRCH</a>) with a Buy rating and announces Price Target of $15.

Initiation

PRCH

B. Riley Securities Initiates Coverage On Porch Group with Buy Rating, Announces Price Target of $15

B. Riley Securities analyst Nick Giles initiates coverage on Cleanspark (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CLSK#NASDAQ">CLSK</a>) with a Buy rating and announces Price Target of $16.

CLSK

B. Riley Securities Initiates Coverage On Cleanspark with Buy Rating, Announces Price Target of $16

CIVI

Civitas Resources shares are trading higher after UBS raised its price target on the stock from $27 to $30.

Canaccord Genuity and Needham analysts initiate coverage of Omada Health Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/OMDA#NASDAQ">OMDA</a>) with a Buy rating.
<ul class="wp-block-list">
<li>Canaccord Genuity <a href="https://www.benzinga.com/analyst-stock-ratings/analyst/58c6ab8cb85e9300015f1adb/richard-close">analyst Richard Close</a> assigns a price target of $27.</li>
<li>Needham <a href="https://www.benzinga.com/analyst-stock-ratings/analyst/58aed4dab85e9300013bf4d1/ryan-macdonald">analyst Ryan MacDonald</a> assigns a price target of $23.</li>
</ul>
Check out <a href="https://www.benzinga.com/analyst-stock-ratings">other analyst stock ratings</a>.
Canaccord Genuity: Omada&#8217;s AI virtual care platform is "differentiated in a competitive chronic-care market," Close said in his initiation note. The company also has an &#8220;impressive&#8221; financial profile, he added.
"This is especially true with respect to gross margins, exemplified by adj-GPM reaching 69.4% in 4Q&#8217;24 and 60.3% in 1Q&#8217;25," the analyst wrote. The stock trading about 4% below its IPO price offers "a very interesting opportunity," he further stated.
Needham: Backed by its virtual-first care platform, Omada is rapidly gaining market share at the cost of legacy incumbents, MacDonald said in his initiation note. Rising healthcare costs due to chronic conditions have driven employers to look for coverage alternatives, he added.
Omada's business is poised to generate over 35% growth while approaching adjusted EBITDA breakeven, driven by "GLP-1 success, improving cross-sell and expanding PBM relationships," the analyst stated.
Price Action: Shares of Omada Health declined by 1.26% to $18.07 at the time of publication on Tuesday.
Read More:
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<li><a href="https://www.benzinga.com/markets/equities/25/06/46111337/micron-ceo-cautions-ai-boom-may-not-be-fully-sustainable-flags-tariff-driven-demand-pull-in">Hinge Health&#8217;s Tech Is Primed To Capture America&#8217;s Untapped MSK Pain Market: Analyst</a></li>
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Image: Shutterstock

Analyst Color

IPOs

OMDA

Omada Health Analysts Say 'Buy' — While It's Still Below IPO Price

Led by Professor Lisa Horvath, from Sydney's Chris O'Brien Lifehouse, and ANZUP, the innovative 60-participant placebo-controlled randomized study is designed to test the potentially enhancing effect of opaganib in overcoming resistance to standard of care androgen receptor pathway inhibition (ARPI) treatment.
The unique study will utilize a companion lipid biomarker test (PCPro5) to select&nbsp;mCRPC patients who have poor prognosis to standard of care treatment, and who may benefit from an opaganib + darolutamide combination approach to treatment. The study's primary endpoint is improved 12-month radiographic progression-free survival (rPFS). Several secondary and exploratory endpoints will also be evaluated.

Biotech

General

RDHL

RedHill Biopharma Announces The Initiation Of Patient Recruitment Into The Phase 2 Study Evaluating The Efficacy Of Opaganib3 In Combination With Darolutamide4 In Men With Metastatic Castrate-Resistant Prostate Cancer

Ryder System shares are trading higher after Wolfe Research upgraded the stock from Peer Perform to Outperform. Additionally, Baird reinstated an Outperform rating on the stock and announced a price target of $186.

Small and medium-sized businesses (SMBs) are often tasked with making quick, informed decisions that can mean the difference between growth and stagnation. However, many SMB owners still rely on fragmented financial systems to manage their operations, often to their detriment.&nbsp;
In fact, many SMB owners admit that cash-flow blind spots and manual processes lead to delayed decisions, resulting in missed opportunities and increased operational risk. This is where unified finance platforms provide a timely solution.&nbsp;
Integrating banking, bookkeeping, payments, and forecasting into one unified platform gives SMB owners real-time insight and greater credibility with lenders. These tools provide a transformative edge in an uncertain economy that SMB owners must capitalize on.
<h2 class="wp-block-heading">The Cost of Fragmented Finance Data</h2>
For many SMBs, the financial back office can be a maze of spreadsheets, siloed software, and manual data entry. As a result, reconciling accounts across multiple systems isn&#8217;t just tedious, it&#8217;s a risky process.&nbsp;
Realistically, small‑business owners spend an average of 16 hours a week reconciling bank, bookkeeping, and payment data &#8211; two full working days that never touch sales or strategy.&nbsp;
These inefficiencies are especially dangerous in the current economic climate, where interest rates remain high, input costs fluctuate, and supply chain volatility continues. In this environment, financial missteps due to fragmented data can quickly compound into major setbacks.
In addition, when liquidity is unclear, owners are forced to postpone hiring, delay purchasing inventory, and slip past lender deadlines. In a rate environment that has swung between <a href="https://www.statista.com/statistics/187616/effective-rate-of-us-federal-funds-monthly/">4% and 6%</a> since early 2024, every indecision carries a hefty price.
<h2 class="wp-block-heading">What a Unified Finance Platform Looks Like</h2>
A <a href="https://www.benzinga.com/opinion/23/06/32975306/transforming-finance-the-power-of-unified-communications-and-collaboration">unified finance</a> platform merges key financial operations into a single dashboard, often built with modular tools and real-time data syncs. At its core, such a system includes:
<ul class="wp-block-list">
<li>Real-time Bank Feeds: Instant synchronization with financial institutions.</li>
<li>General Ledger Integration: Seamless bookkeeping and reconciliations.</li>
<li>Accounts Payable/Receivable: Automated payment cycles and collections.</li>
<li>Rolling Forecasts: Continuous forward-looking cash flow visibility.</li>
</ul>
These platforms offer SMBs an intuitive interface that simplifies financial management, from daily cash flow tracking to long-term forecasting. The result is a more cohesive view of the business's financial health without the need to switch between multiple tools.&nbsp;
Some of the top providers of these platforms include:
<ul class="wp-block-list">
<li>Intuit Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/INTU#NASDAQ">INTU</a>) – Known for QuickBooks, offering real-time bank feeds, invoicing, and financial reporting.</li>
<li>Oracle Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ORCL#NYSE">ORCL</a>) – Provides comprehensive accounting and finance solutions with integrated data management tools.</li>
<li>Xero Ltd. (OTC:<a class="ticker" href="https://www.benzinga.com/stock/XROLF#OTC">XROLF</a>) – Offers cloud-based accounting software with easy integration and automatic bank reconciliation.</li>
</ul>
<h2 class="wp-block-heading">Three Tangible Wins for SMB Leaders</h2>
Unified finance platforms give SMBs various advantages that help streamline operations, refine financial processes, and improve administrative efficiency. Let's take a look at the three major areas where SMBs can win big with unified finance platforms:
<h3 class="wp-block-heading">Win #1: Same-Day Visibility</h3>
SMBs using unified finance platforms often reclaim 20 to 25 hours per week previously spent on manual finance tasks. In fact, businesses can reduce time spent on tasks by as much as 40% when they <a href="https://lavu.com/how-to-automate-payroll-with-pos-systems/">automate financial processes</a>. This same-day visibility allows business owners to spot anomalies, approve payments, and make spending decisions without delay.
<h3 class="wp-block-heading">Win #2: Forward-Looking Cash Intelligence</h3>
Traditional finance systems often focus on historical data. Unified platforms change that by enabling 13-week rolling forecasts that anticipate cash gaps or surplus periods. Using these insights, SMBs can proactively adjust hiring plans, negotiate supplier terms, or time strategic investments, with some businesses seeing <a href="https://www.linkedin.com/pulse/business-case-automated-reconciliation-software-roi-benefits-koshai-ry1jc/">returns on investment (ROI) rise 60%</a> in just one year.
<h3 class="wp-block-heading">Win #3: Better Lender Terms</h3>
When SMBs can present real-time cash flow reports and automated ledgers, lenders take notice. For SMBs with integrated finance systems, underwriting becomes up to 31% faster, and risk assessment accuracy increases by 43%. These systemic improvements can make SMBs considerably more trustworthy to lenders, offering quicker loans at more favourable rates.
These three tangible wins demonstrate how unified finance platforms create clear advantages for SMB leaders. By streamlining financial management, business owners can make quicker decisions, optimize their cash flow with confidence, and attract better terms for term loans, <a href="https://finturf.com/">POS financing</a>, and other lending avenues.
<h2 class="wp-block-heading">Implementing a Unified Platform: Owner Checklist</h2>
For SMB owners considering transitioning to a unified finance platform, here's a checklist to guide the implementation process:
<ul class="wp-block-list">
<li>API Coverage: Ensure the platform integrates with your bank, payroll, and other essential business tools.</li>
<li>SOC 2 Type II Security: Choose a platform that offers robust security to protect sensitive financial data.</li>
<li>13-Week Forecasting: Verify that the platform provides a rolling forecast feature for cash flow management.</li>
<li>ROI Horizon: Calculate the expected ROI for implementing the platform.</li>
<li>Change-Management Plan: Develop a plan for training your team and adapting to the new platform.</li>
</ul>
By following this checklist, SMB owners can set themselves up for success when implementing a unified finance platform. Proper planning ensures that the transition is smooth, the platform integrates seamlessly with existing tools, and delivers the expected benefits, including streamlined operations, enhanced cash flow management, and improved decision-making.
<h2 class="wp-block-heading">Conclusion</h2>
Fragmented ledgers once forced SMB leaders to choose between accuracy and speed. Today, unified finance platforms have removed that dilemma. With cash visibility consolidated, forecasts automated, and documents audit‑ready, owners spend fewer hours on reconciliation and more on growth.
As SMBs navigate uncertainty, real-time visibility and data integration enable smarter, faster decision-making. Whether it's securing better loan terms, anticipating cash flow issues, or saving staff hours, the benefits are clear.&nbsp;
For SMB leaders, the future of financial decision-making is unified and data-driven.

Fintech news covering the emerging Financial Technology services sector

Fintech

Opinion

INTU

ORCL

XROLF

How Unified Finance Platforms Improve SMB Decision Making

Macro Economic Events

Econ #s

Economics

Breaking: Senate Voting on Trump's "Big Beautiful Bill"

JP Morgan analyst Anthony Elian maintains Banc of California (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BANC#NYSE">BANC</a>) with a Neutral and raises the price target from $15 to $16.

BANC

JP Morgan Maintains Neutral on Banc of California, Raises Price Target to $16

Susquehanna analyst Charles Minervino maintains Valaris (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VAL#NYSE">VAL</a>) with a Neutral and raises the price target from $40 to $46.

Susquehanna Maintains Neutral on Valaris, Raises Price Target to $46

If you got a bonus at work, Kevin O'Leary wants you to pause before spending it. The investor and TV personality says the worst thing you can do is waste that money on something &#8220;frivolous and useless.&#8221;
<h2 class="wp-block-heading">O'Leary's Bonus Rule: Use It To Eliminate Debt</h2>
In a recent video <a href="https://x.com/kevinolearytv/status/1938964353320903109">posted on X</a>, O'Leary said, &#8220;The temptation is to go buy something frivolous and useless. That's a waste of money. The discipline is to do this: <a href="https://www.benzinga.com/money/best-ways-to-pay-off-credit-card-debt">Pay off your credit card debt</a>. Anything left over, knock a little bit off your mortgage.&#8221;
Don't Miss:
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<li>Maximize saving for your retirement and cut down on taxes: <a href="https://www.benzinga.com/money/wideradvisor-retirement-planning">Schedule your free call with a financial advisor to start your financial journey – no cost, no obligation</a>. </li>
<li>Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a></li>
</ul>
O'Leary&#8217;s core message is simple: Use your bonus to get rid of debt. &#8220;You want a real bonus in life? <a href="https://www.benzinga.com/personal-finance/25/02/43816145/i-dont-have-any-debt-kevin-oleary-pays-for-everything-in-cash-but-a-finance-youtuber-points-out-its-easy-to-avoid-debt-when-youre-rich">Live it debt-free</a>. That's a bonus. That's why you use your bonus to get [there],&#8221; he said.
His advice lines up with what many personal finance experts recommend when you come into extra money, whether it&#8217;s from a bonus, inheritance, <a href="https://www.benzinga.com/personal-finance/entrepreneurship/25/06/46026335/from-side-hustle-to-big-business-young-entrepreneur-makes-354000-a-month">side hustle</a> or tax refund.
<h2 class="wp-block-heading">What To Do With Extra Money</h2>
The first step is to <a href="https://www.benzinga.com/money/what-to-do-with-savings">eliminate high-interest debt</a>, especially credit card balances that can come with rates up to 27%. This is a common recommendation from personal finance experts like Dave Ramsey, who emphasize paying off debt before making any major financial moves. Investing usually won't generate returns that high, so paying off debt can be a smarter move.
Next, focus on building an emergency fund that can cover three to six months of living expenses. Stash it in a <a href="https://www.benzinga.com/money/best-high-yield-savings-accounts">high-yield savings</a> or money market account.
Trending: Tired of Grid Failures and Charging Deserts? This Startup Has a Solar Fix and $25M+ in Sales — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Now Raising at $3/Share</a>
If you own a home and your mortgage rate is above 4%, <a href="https://www.benzinga.com/money/how-to-lower-your-mortgage-payment">putting extra money toward your principal</a> can reduce interest over the life of the loan and shorten your repayment timeline.
Once you&#8217;re on solid footing, consider increasing your retirement contributions, starting or adding to a health savings account, or <a href="https://www.benzinga.com/money/best-529-plans">putting money into a 529 plan</a> for education savings.
Other smart moves include <a href="https://www.benzinga.com/money/open-brokerage-account">starting a brokerage account</a>, <a href="https://www.benzinga.com/money/how-to-invest-in-real-estate">investing in real estate</a>, <a href="https://www.benzinga.com/personal-finance/24/10/41285154/mark-cuban-says-if-youre-starting-a-business-and-you-take-out-a-loan-youre-a-moron-99-of-small-b">launching a business</a>, or saving for a big future purchase.
And yes, it's perfectly fine to spend a little on yourself, just don't let that come before taking care of your financial foundation.
Still, O'Leary's bottom line remains straightforward: using your bonus to eliminate debt offers the most long-term value. &#8220;Getting rid of debt is the key thing,&#8221; he said.
Read Next:
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<li>Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — <a href="https://www.benzinga.com/money/americans-spend-1000-per-year-on-plastic-water-bottles-kara-pod-gives-you-clean-drinking-water-by-pulling-moisture-from-the-air">And You Can Invest At Just $6.37/Share</a></li>
<li><a href="https://www.benzinga.com/money/mark-cubans-advice-for-lotto-winners">Many are surprised by Mark Cuban's advice for lotto winners: Cash or annuity?</a></li>
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Image: Shutterstock

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