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NMI Holdings (NASDAQ:NMIH) Stock, Rapport sur les intérêts à découvert

NMI Holdings

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

NMI Holdings Inc

WIIM

NMIH

NMI Holdings shares are trading higher after the company reported better-than-expected Q1 financial results.

Earnings

Earnings Beats

News

NMI Holdings Q1 Adj. EPS $1.28 Beats $1.10 Estimate, Sales $173.25M Beat $151.63M Estimate

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Laboratory Corporation Of America Holdings

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Earnings Scheduled For April 29, 2025

<p><strong>NMI Holdings</strong> (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) is set to give its latest quarterly earnings report on Tuesday, 2025-04-29. Here's what investors need to know before the announcement.</p>
<p>Analysts estimate that NMI Holdings will report an <strong>earnings per share</strong> (EPS) of $1.15. </p>
<p>Investors in NMI Holdings are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.</p>
<p>It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.</p>
<h3>Past Earnings Performance</h3>
<p>During the last quarter, the company reported an EPS missed by $0.05, leading to a 4.77% drop in the share price on the subsequent day.</p>
<p>Here's a look at NMI Holdings's past performance and the resulting price change:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q4 2024</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>1.12</td>
<td>1.14</td>
<td>1.05</td>
<td>0.99</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>1.07</td>
<td>1.15</td>
<td>1.20</td>
<td>1.08</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td>-5.0%</td>
<td>-5.0%</td>
<td>0.0%</td>
<td>3.0%</td>
</tr>
</tbody>
</table>
</p>
<p><img src="https://www.benzinga.com/files/images/story/2025/1745859736_0.png" alt="eps graph" /></p>
<h3>NMI Holdings Share Price Analysis</h3>
<p>Shares of NMI Holdings were trading at $33.4 as of April 25. Over the last 52-week period, shares are up 8.0%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. </p>
<h3>Analysts' Perspectives on NMI Holdings</h3>
<p>Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on NMI Holdings.</p>
<p>NMI Holdings has received a total of 4 ratings from analysts, with the consensus rating as Outperform. With an average one-year price target of $41.75, the consensus suggests a potential 25.0% upside.</p>
<h3>Understanding Analyst Ratings Among Peers</h3>
<p>This comparison focuses on the analyst ratings and average 1-year price targets of  and PennyMac Financial Servs, three major players in the industry, shedding light on their relative performance expectations and market positioning.</p>
<ul>
<li>Analysts currently favor an Outperform trajectory for PennyMac Financial Servs, with an average 1-year price target of $120.4, suggesting a potential 260.48% upside.</li>
</ul>
<h3>Key Findings: Peer Analysis Summary</h3>
<p>Within the peer analysis summary, vital metrics for  and PennyMac Financial Servs are presented, shedding light on their respective standings within the industry and offering valuable insights into their market positions and comparative performance.</p>
<p>
<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Walker &amp; Dunlop</td>
<td>Outperform</td>
<td>24.46%</td>
<td>$156.35M</td>
<td>2.45%</td>
</tr>
<tr>
<td>PennyMac Financial Servs</td>
<td>Outperform</td>
<td>53.22%</td>
<td>$281.12M</td>
<td>1.97%</td>
</tr>
</tbody>
</table>
</p>
<p>Key Takeaway:</p>
<p>NMI Holdings ranks at the top for Revenue Growth among its peers. It is in the middle for Gross Profit. For Return on Equity, NMI Holdings is at the bottom compared to its peers.</p>
<h3>About NMI Holdings</h3>
<p>NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.</p>
<h3>Understanding the Numbers: NMI Holdings's Finances</h3>
<p><strong>Market Capitalization Analysis:</strong> The company's market capitalization surpasses industry averages, showcasing a dominant size relative to peers and suggesting a strong market position.</p>
<p><strong>Revenue Growth:</strong> NMI Holdings displayed positive results in 3 months. As of 31 December, 2024, the company achieved a solid revenue growth rate of approximately <strong>9.99%</strong>. This indicates a notable increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> NMI Holdings's net margin excels beyond industry benchmarks, reaching <strong>51.75%</strong>. This signifies efficient cost management and strong financial health.</p>
<p><strong>Return on Equity (ROE):</strong> NMI Holdings's ROE excels beyond industry benchmarks, reaching <strong>3.91%</strong>. This signifies robust financial management and efficient use of shareholder equity capital.</p>
<p><strong>Return on Assets (ROA):</strong> NMI Holdings's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>2.58%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<p><strong>Debt Management:</strong> NMI Holdings's debt-to-equity ratio is below the industry average at <strong>0.19</strong>, reflecting a lower dependency on debt financing and a more conservative financial approach.</p>
<p><a href="https://www.benzinga.com/quote/NMIH/earnings"><strong>To track all earnings releases for NMI Holdings visit their earnings calendar on our site.</strong></a></p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


NMI Holdings's Earnings Outlook

<p>Keefe, Bruyette &amp; Woods  analyst Bose George   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Outperform and lowers the price target from $43 to $42.</p>


Price Target

Analyst Ratings

Keefe, Bruyette & Woods Maintains Outperform on NMI Holdings, Lowers Price Target to $42

<p>JP Morgan  analyst Richard Shane   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Overweight and lowers the price target from $42 to $41.</p>


JP Morgan Maintains Overweight on NMI Holdings, Lowers Price Target to $41

<p>6 analysts have shared their evaluations of NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) during the recent three months, expressing a mix of bullish and bearish perspectives.</p>
<p>In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.</p>
<table>
<thead>
<tr>
<th></th>
<th align="right"><strong>Bullish</strong></th>
<th align="right"><strong>Somewhat Bullish</strong></th>
<th align="right"><strong>Indifferent</strong></th>
<th align="right"><strong>Somewhat Bearish</strong></th>
<th align="right"><strong>Bearish</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Total Ratings</strong></td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>Last 30D</strong></td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>1M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>2M Ago</strong></td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td><strong>3M Ago</strong></td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
<p>Analysts have recently evaluated NMI Holdings and provided 12-month price targets. The average target is $42.17, accompanied by a high estimate of $44.00 and a low estimate of $41.00. This current average represents a 4.87% decrease from the previous average price target of $44.33. </p>
<p><img src="https://www.benzinga.com/files/images/story/2025/1740402027_0.png" alt="price target chart" /></p>
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
<p>The standing of NMI Holdings among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.</p>
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Bose George</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Maintains</td>
<td>Outperform</td>
<td>$43.00</td>
<td>$43.00</td>
</tr>
<tr>
<td>Doug Harter</td>
<td>UBS</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$41.00</td>
<td>$42.00</td>
</tr>
<tr>
<td>Bose George</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$43.00</td>
<td>$44.00</td>
</tr>
<tr>
<td>Terry Ma</td>
<td>Barclays</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$41.00</td>
<td>$48.00</td>
</tr>
<tr>
<td>Bose George</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$44.00</td>
<td>$43.00</td>
</tr>
<tr>
<td>Richard Shane</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$41.00</td>
<td>$46.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li><strong>Action Taken:</strong> Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to NMI Holdings. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li><strong>Rating:</strong> Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of NMI Holdings compared to the broader market.</li>
<li><strong>Price Targets:</strong> Understanding forecasts, analysts offer estimates for NMI Holdings's future value. Examining the current and prior targets provides insight into analysts' changing expectations.</li>
</ul>
<p>To gain a panoramic view of NMI Holdings's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.</p>
<p><a href="https://www.benzinga.com/quote/NMIH/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage"><strong>Stay up to date on NMI Holdings analyst ratings.</strong></a></p>
<h2>Unveiling the Story Behind NMI Holdings</h2>
<p>NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.</p>
<h3>Unraveling the Financial Story of NMI Holdings</h3>
<p><strong>Market Capitalization:</strong> Surpassing industry standards, the company's market capitalization asserts its dominance in terms of size, suggesting a robust market position.</p>
<p><strong>Positive Revenue Trend:</strong> Examining NMI Holdings's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of <strong>9.99%</strong> as of 31 December, 2024, showcasing a substantial increase in top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> NMI Holdings's net margin excels beyond industry benchmarks, reaching <strong>51.75%</strong>. This signifies efficient cost management and strong financial health.</p>
<p><strong>Return on Equity (ROE):</strong> The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of <strong>3.91%,</strong> the company showcases effective utilization of equity capital.</p>
<p><strong>Return on Assets (ROA):</strong> NMI Holdings's ROA stands out, surpassing industry averages. With an impressive ROA of <strong>2.58%</strong>, the company demonstrates effective utilization of assets and strong financial performance.</p>
<p><strong>Debt Management:</strong> NMI Holdings's debt-to-equity ratio is below the industry average at <strong>0.19</strong>, reflecting a lower dependency on debt financing and a more conservative financial approach.</p>
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
<p>Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.</p>
<p>In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.</p>
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<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Breaking Down NMI Holdings: 6 Analysts Share Their Views

<p>Keefe, Bruyette &amp; Woods  analyst Bose George   upgrades NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) from Market Perform to Outperform and maintains the price target from $43 to $43.</p>


Upgrades

Keefe, Bruyette & Woods Upgrades NMI Holdings to Outperform, Maintains Price Target to $43

<p>UBS  analyst Doug Harter   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Neutral and lowers the price target from $42 to $41.</p>


UBS Maintains Neutral on NMI Holdings, Lowers Price Target to $41

<p><strong>NMI Holdings</strong> (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) reported its Q4 earnings results on Thursday, February 6, 2025 at 04:01 PM.</p>
<p>Here's what investors need to know about the announcement.</p>
<h3>Earnings</h3>
<p>NMI Holdings missed estimated earnings by -4.0%, reporting an EPS of $1.07 versus an estimate of $1.12.</p>
<p>Revenue was up $15.12 million from the same period last year.</p>
<h3>Analysis of Past Earnings</h3>
<p>In the previous quarter, the company beat on EPS by $0.01, resulting in a 5.0% drop change in the share price the following day.</p>
<p>Here's a look at NMI Holdings's past performance:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q3 2024</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>1.14</td>
<td>1.05</td>
<td>0.99</td>
<td>0.96</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>1.15</td>
<td>1.20</td>
<td>1.08</td>
<td>1.01</td>
</tr>
<tr>
<td><strong>Revenue Estimate</strong></td>
<td>146.61M</td>
<td>141.91M</td>
<td>137.27M</td>
<td>134.86M</td>
</tr>
<tr>
<td><strong>Revenue Actual</strong></td>
<td>166.09M</td>
<td>162.12M</td>
<td>156.25M</td>
<td>151.38M</td>
</tr>
</tbody>
</table>
</p>
<p>To track all earnings releases for NMI Holdings <a href="https://www.benzinga.com/quote/NMIH/earnings">visit their earnings calendar here.</a> </p>
<p>This article was generated by Benzinga's automated content engine and reviewed by an editor.</p>


Earnings Breakdown: NMI Holdings Q4

<p>NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) reported quarterly earnings of $1.07 per share which missed the analyst consensus estimate of $1.12 by 4.46 percent. This is a 5.94 percent increase over earnings of $1.01 per share from the same period last year.  The company reported quarterly sales of $166.50 million which beat the analyst consensus estimate of $150.30 million by 10.78 percent.  This is a 9.99 percent increase over sales of $151.38 million the same period last year.</p>


Earnings Misses

NMI Holdings Q4 Adj EPS $1.07 Misses $1.12 Estimate, Sales $166.50M Beat $150.30M Estimate

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Earnings Scheduled For February 6, 2025

<p>Keefe, Bruyette &amp; Woods  analyst Bose George   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Market Perform and lowers the price target from $44 to $43.</p>


Keefe, Bruyette & Woods Maintains Market Perform on NMI Holdings, Lowers Price Target to $43

<p>Barclays  analyst Terry Ma   downgrades NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) from Overweight to Equal-Weight and lowers the price target from $48 to $41.</p>


Downgrades

Barclays Downgrades NMI Holdings to Equal-Weight, Lowers Price Target to $41

<p>Keefe, Bruyette &amp; Woods  analyst Bose George   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Market Perform and raises the price target from $43 to $44.</p>


Keefe, Bruyette & Woods Maintains Market Perform on NMI Holdings, Raises Price Target to $44

<p>JP Morgan  analyst Richard Shane   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Overweight and lowers the price target from $46 to $41.</p>


<p>RBC Capital  analyst Scott Heleniak   maintains NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) with a Outperform and lowers the price target from $48 to $47.</p>


RBC Capital Maintains Outperform on NMI Holdings, Lowers Price Target to $47

NMI Holdings shares are trading lower. The company reported Q3 financial results.

<p>NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) reported quarterly earnings of $1.15 per share which beat the analyst consensus estimate of $1.14 by 0.88 percent. This is a 15 percent increase over earnings of $1.00 per share from the same period last year.  The company reported quarterly sales of $166.092 million which beat the analyst consensus estimate of $146.612 million by 13.29 percent.  This is a 12.10 percent increase over sales of $148.159 million the same period last year.</p>


NMI Holdings Q3 2024 Adj. EPS $1.15 Beats $1.14 Estimate, Sales $166.092M Beat $146.612M Estimate

<p>NMI Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NMIH#NASDAQ">NMIH</a>) is preparing to release its quarterly earnings on Wednesday, 2024-11-06. Here's a brief overview of what investors should keep in mind before the announcement.</p>
<p>Analysts expect NMI Holdings to report an <strong>earnings per share</strong> (EPS) of $1.14.</p>
<p>Investors in NMI Holdings are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.</p>
<p>It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.</p>
<h3>Earnings Track Record</h3>
<p>During the last quarter, the company reported an EPS beat by $0.15, leading to a 0.38% increase in the share price on the subsequent day.</p>
<p>Here's a look at NMI Holdings's past performance and the resulting price change:</p>
<p>
<table>
<thead>
<tr>
<th><strong>Quarter</strong></th>
<th><strong>Q2 2024</strong></th>
<th><strong>Q1 2024</strong></th>
<th><strong>Q4 2023</strong></th>
<th><strong>Q3 2023</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>EPS Estimate</strong></td>
<td>1.05</td>
<td>0.99</td>
<td>0.96</td>
<td>0.91</td>
</tr>
<tr>
<td><strong>EPS Actual</strong></td>
<td>1.20</td>
<td>1.08</td>
<td>1.01</td>
<td>1</td>
</tr>
<tr>
<td><strong>Price Change %</strong></td>
<td>0.0%</td>
<td>3.0%</td>
<td>-2.0%</td>
<td>1.0%</td>
</tr>
</tbody>
</table>
</p>
<p><img src="https://www.benzinga.com/files/images/story/2024/1730829723_0.png" alt="eps graph" /></p>
<h3>Performance of NMI Holdings Shares</h3>
<p>Shares of NMI Holdings were trading at $36.96 as of November 04. Over the last 52-week period, shares are up 33.58%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. </p>
<h3>Analysts' Perspectives on NMI Holdings</h3>
<p>For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding NMI Holdings.</p>
<p>Analysts have provided NMI Holdings with 3 ratings, resulting in a consensus rating of Outperform. The average one-year price target stands at $47.33, suggesting a potential 28.06% upside.</p>
<h3>Comparing Ratings with Peers</h3>
<p>The analysis below examines the analyst ratings and average 1-year price targets of PennyMac Financial Servs and Mr. Cooper Gr, three significant industry players, providing valuable insights into their relative performance expectations and market positioning.</p>
<ul>
<li>The prevailing sentiment among analysts is an Outperform trajectory for PennyMac Financial Servs, with an average 1-year price target of $127.4, implying a potential 244.7% upside.</li>
<li>Mr. Cooper Gr received a Outperform consensus from analysts, with an average 1-year price target of $111.0, implying a potential 200.32% upside.</li>
</ul>
<h3>Summary of Peers Analysis</h3>
<p>The peer analysis summary presents essential metrics for PennyMac Financial Servs and Mr. Cooper Gr, unveiling their respective standings within the industry and providing valuable insights into their market positions and comparative performance.</p>
<p>
<table>
<thead>
<tr>
<th>Company</th>
<th>Consensus</th>
<th>Revenue Growth</th>
<th>Gross Profit</th>
<th>Return on Equity</th>
</tr>
</thead>
<tbody>
<tr>
<td>Walker &amp; Dunlop</td>
<td>Neutral</td>
<td>-0.71%</td>
<td>$119.73M</td>
<td>1.30%</td>
</tr>
<tr>
<td>PennyMac Financial Servs</td>
<td>Outperform</td>
<td>12.95%</td>
<td>$238.99M</td>
<td>1.87%</td>
</tr>
<tr>
<td>Mr. Cooper Gr</td>
<td>Outperform</td>
<td>-12.15%</td>
<td>$270M</td>
<td>1.73%</td>
</tr>
</tbody>
</table>
</p>
<p>Key Takeaway:</p>
<p>NMI Holdings ranks in the middle for Consensus rating among its peers. It ranks at the bottom for Revenue Growth. For Gross Profit, NMI Holdings is at the top among its peers. In terms of Return on Equity, NMI Holdings is in the middle compared to its peers.</p>
<h3>About NMI Holdings</h3>
<p>NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.</p>
<h3>Unraveling the Financial Story of NMI Holdings</h3>
<p><strong>Market Capitalization Analysis:</strong> Above industry benchmarks, the company's market capitalization emphasizes a noteworthy size, indicative of a strong market presence.</p>
<p><strong>Positive Revenue Trend:</strong> Examining NMI Holdings's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of <strong>13.62%</strong> as of 30 June, 2024, showcasing a substantial increase in top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.</p>
<p><strong>Net Margin:</strong> NMI Holdings's net margin excels beyond industry benchmarks, reaching <strong>56.8%</strong>. This signifies efficient cost management and strong financial health.</p>
<p><strong>Return on Equity (ROE):</strong> NMI Holdings's ROE stands out, surpassing industry averages. With an impressive ROE of <strong>4.58%</strong>, the company demonstrates effective use of equity capital and strong financial performance.</p>
<p><strong>Return on Assets (ROA):</strong> The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of <strong>3.02%,</strong> the company showcases effective utilization of assets.</p>
<p><strong>Debt Management:</strong> NMI Holdings's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of <strong>0.2</strong>.</p>
<p><a href="https://www.benzinga.com/quote/NMIH/earnings"><strong>To track all earnings releases for NMI Holdings visit their earnings calendar on our site.</strong></a></p>
<p><em>This article was generated by Benzinga's automated content engine and reviewed by an editor.</em></p>


Earnings Preview For NMI Holdings

Press Releases

NMI Holdings, Inc. Reports Record Second Quarter 2024 Financial Results

NMI Holdings, Inc. Provides Guidance on Capital Position Under Revised Private Mortgage Insurer Eligibility Requirements

NMI Holdings, Inc. To Host Investor Day On November 21, 2024

General

NMI Holdings, Inc. Announces S&P Rating Upgrades

NMI Holdings, Inc. to Announce Third Quarter 2024 Financial Results on November 6, 2024; Reminder to Register for Annual Investor Day to be Held on November 21, 2024

NMI Holdings, Inc. Elevates Mohammad Yousaf to Chief of Operations and Technology

NMI Holdings, Inc. to Announce Fourth Quarter and Full Year 2024 Financial Results on February 6, 2025

NMI Holdings, Inc. Reports Fourth Quarter and Full Year 2024 Financial Results; Announces Additional $250 Million Share Repurchase Authorization

NMI Holdings, Inc. to Announce First Quarter 2025 Financial Results on April 29, 2025

NMI Holdings, Inc. Reports Record First Quarter 2025 Financial Results

Enact Holdings

Federal Agricultural Mortgage Corporation Common Stock

Federal Agricultural

Better Home & Finance Holding Company - Class A Common Stock

Better Home & Finance

CNFinance Holdings Limited American Depositary Shares, each representing twenty (20) Ordinary Shares

CNFinance Hldgs

Mr. Cooper Gr

Essent Group

Finance of America Companies Inc. Class A Common Stock

Finance of America

Greystone Housing Impact Investors LP Beneficial Unit Certificates representing assignments of limited partnership interests

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